Do the conveyancing lawyers that you recommend execute conveyancing in Bursledon by way of an attended exchange?

We do have a number of conveyancing specialists carrying out one day exchanges. Please e-mail us to get a conveyancing quote and details as to dates.

We wanted to use a conveyancing solicitor in Bursledon for our house move. Our broker informed us that our bank TSB won't deal with them. Surely this is unduly restrictive?

Lenders in the main restrict either the type or the volume of conveyancing practices on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, a few lenders have limited the number of solicitor practices they allow to act for them. Be aware that TSB have no responsibility for the quality of advice provided by any member of TSB Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of solicitor panels a few years ago even though there remains differing opinions concerning the level of solicitor involvement in some of that fraud. Figures from the Land Registry indicate that plenty of law firms, including some in or near Bursledon only perform one or two conveyances a year.

Will my solicitor be making enquiries regarding flooding as part of the conveyancing in Bursledon.

Flooding is a growing risk for lawyers carrying out conveyancing in Bursledon. There are those who purchase a property in Bursledon, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to impart advice on flood risk, however there are a various checks that may be undertaken by the purchaser or by their solicitors which should figure out the risks in Bursledon. The conventional set of information supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to discover if the premises has suffered from flooding. If flooding has previously occurred which is not notified by the owner, then a buyer may commence a claim for damages as a result of such an misleading response. The purchaser’s lawyers may also conduct an enviro search. This will higlight if there is any known flood risk. If so, additional inquiries will need to be made.

Me and my brother own a renovated Edwardian property in Bursledon. Conveyancing lawyer acted for me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bursledon and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing solicitor who carried out the work.

I've recently bought a leasehold house in Bursledon. Am I liable to pay service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Bursledon Leasehold Conveyancing - Examples of Queries before Purchasing

Does the lease have more than 80 years unexpired? Who takes responsibility for maintaining and repairing the block?