What is the best way to find out if the solicitor conducting my conveyancing in East Cowes is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for HSBC Bank thus paying £187.00 plus VAT in further conveyancing invoice.

Please do take advantage of the search tool on this web page. Please choose the mortgage company and type ‘East Cowes’ or your preferred area and you will see a number of lawyer located in East Cowes or by proximity to you.

Me and my brother purchased a terraced Edwardian property in East Cowes. Conveyancing practitioner represented me and Birmingham Midshires. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in East Cowes and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who carried out the work.

My husband and I are 3 weeks into a leasehold purchase having been directed to solicitors by the high street agent to execute conveyancing in East Cowes. I am not happy. Can you help me find new lawyers?

They would have to be very bad to suggest changing them. Has your loan offer been sent? In the event that it has you will need to inform them of the replacement solicitor and have the mortgage documents are re-sent. The solicitor ideally should be on the lenders panel to avoid escalating expenses and complications. So that should be your starting point. Our search tool can assist you in finding a lender approved lawyer for your home move in East Cowes

We expect to complete the disposal of our £125,000 garden flat in East Cowes on Friday in a week. The freeholder has quoted £324 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in East Cowes?

East Cowes conveyancing on leasehold apartments more often than not involves the purchaser’s lawyer sending questions for the landlord to answer. Although the landlord is under no legal obligation to answer these enquiries most will be content to assist. They are entitled to levy a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some situations it is in excess of £800. The management information fee levied by the landlord must be sent together with a synopsis of entitlements and obligations in relation to administration charges, without which the invoice is not strictly payable. Reality however dictates that you have no option but to pay whatever is demanded should you wish to exchange contracts with the buyer.

I bought a studio flat in East Cowes, conveyancing formalities finalised in 2002. How much will my lease extension cost? Comparable flats in East Cowes with an extended lease are worth £171,000. The average or mid-range amount of ground rent is £50 per annum. The lease expires on 21st October 2104

With just 79 years remaining on your lease we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.

I am purchasing a property and need a conveyancing solicitor in East Cowes who is on the bank conveyancing panel. Can you recommend a East Cowes or local East Cowes solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in East Cowes. We dont recommend any particular firm.