My brother and I have lately acquired a property in Hedge End. We have since encountered a number of problems with the property which we consider were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that should have been conducted for conveyancing in Hedge End?
The query is not clear as to the nature of the problems and if they are relate to conveyancing in Hedge End. Conveyancing searches and due diligence initiated during the legal transfer of property are carried out to help avoid problems. As part of the process, the vendor fills in a questionnaire referred to as a SPIF. If the information ends up being inaccurate, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hedge End.
My wife and I are purchasing a property in Hedge End. I might seem paranoid but how we can trust a solicitor? At some point we have to put our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My aunt advised me that in purchasing a property in Hedge End there could be various restrictions affecting the ability to carry out external changes to a property. Is this right?
We are aware of a number of properties in Hedge End which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Hedge End should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I can not fathom if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hedge End bank branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Hedge End conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend based on their specific requirements. I have no idea who is right.
Your must comply with the Council of Mortgage Lenders’ Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Arc property Solicitors several years past for my conveyancing in Hedge End. I now require my file however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hedge End of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey done on a property in Hedge End ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some lenders will refuse to give a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you contact us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hedge End. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hedge End to see if the conveyancing costs will increase in light of this.
I am looking for a conveyancing solicitor in Hedge End for my remortgage. Is it possible to check a solicitor's complaints history with the legal regulator?
One may review published Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator could monitor call for training reasons.