Please could you vouch for a HSBC Bank approved Bishops Waltham conveyancing firm who can have us moved in within under 3 weeks? Would it be better to use a high street Bishops Waltham solicitor or a web based firm?

We can recommend some very good Bishops Waltham conveyancing firms. You can also walk up the high street in Bishops Waltham. Approach two or three law practices and ask to speak with a conveyancing solicitor for a fee estimate. Mention your deadline together with your reasons and get an assurance on speed. Appoint the one that genuine.

We expect to receive a AIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Bishops Waltham solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Bishops Waltham solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.

Co-operative have agreed my mortgage in principle, my offer on a property in Bishops Waltham has been accepted, what happens next?

The property agent will want to be informed of your lawyer's details (make sure the lawyers are on the bank’s panel). Telephone Co-operative or the financial adviser and finish off any relevant paperwork. Co-operative will instruct a valuer who will get in contact with the selling agent or seller to arrange a slot for the valuation to happen. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Co-operative will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bishops Waltham.

My sealed bid on a house in Bishops Waltham has been accepted, but there is a chain. The vendors have placed an offer on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have chosen a local conveyancing solicitor in Bishops Waltham. What do I do now? When should I get the mortgage application with Skipton started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then survey, Bishops Waltham conveyancing search charges, etc). First, you must ensure that your lawyer is on the Skipton conveyancing panel. Concerning the next stages this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. In a buoyant market some buyers will apply for a home loan with Skipton and arrange for the valuation and only if it was satisfactory would they ask their solicitor to move forward with the conveyancing in Bishops Waltham.

How does conveyancing in Bishops Waltham differ for new build properties?

Most buyers of new build or newly converted property in Bishops Waltham come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Bishops Waltham typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bishops Waltham or who has acted in the same development.

I'm remortgaging my primary property to a buy to let loan with Accord Mortgages Ltd and intend to use the remaining equity as a down payment on another house. The area we are interested in is Bishops Waltham. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?

Make use of our comparison tool on this page to be sure that the conveyancers are approved by both lenders. Assuming that they are your solicitor will be able to tie up the two transactions but you should talk with you solicitor and make clear your expectations and needs.

I own a leasehold house in Bishops Waltham. Conveyancing and Platform Home Loans Ltd mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Bishops Waltham who acted for me is not around. Do I pay?

First contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Bishops Waltham conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I bought a ground floor flat in Bishops Waltham, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Bishops Waltham with an extended lease are worth £175,000. The average or mid-range amount of ground rent is £65 yearly. The lease finishes on 21st October 2082

With only 58 years unexpired the likely cost is going to range between £23,800 and £27,400 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.