Find a Eastleigh Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Eastleigh? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Eastleigh home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Eastleigh conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Eastleigh

Due to the input of my in-laws I had a survey completed on a property in Eastleigh before instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies tend refuse to give a loan on such a property.

It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Eastleigh. Conveyancing will be smoother if you use a solicitor in Eastleigh especially if they regularly deal with such properties in Eastleigh.

Taking into account that I am about to spend £400,000 on a garden flat in Eastleigh I would like to have a conversation with the solicitor concerning theconveyancing in advance of instructing the firm. Can this be arranged?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your conveyancing in Eastleigh.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Eastleigh should be the amount on the final invoice that you end up paying.

Am I best advised to choose a Eastleigh conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can execute the legal formalities but his firm is located 200miles drive away.

The primary upside of using a high street Eastleigh conveyancing firm is that you can drop in to sign paperwork, present your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and the majority were content that must outweigh using an unknown Eastleigh conveyancing lawyer solely due to them being local.

There are only 68 years unexpired on my flat in Eastleigh. I now wish to get lease extension but my freeholder is missing. What are my options?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to prove that you have made all reasonable attempts to track down the lessor. For most situations an enquiry agent may be useful to carry out a search and prepare a report to be used as proof that the landlord can not be located. It is wise to seek advice from a conveyancer both on devolving into the landlord’s disappearance and the application to the County Court covering Eastleigh.

I bought a basement flat in Eastleigh, conveyancing formalities finalised 4 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Eastleigh with over 90 years remaining are worth £197,000. The ground rent is £55 charged once a year. The lease ends on 21st October 2073

With only 54 years unexpired the likely cost is going to span between £32,300 and £37,400 plus legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.

My wife and I are acquiring a first floor flat in Eastleigh. When we first instructed lawyer, they told us that they were on all major UK bank panels. The mortgage broker called today to advise that they are not on the Skipton approved list. Should that be true, what should we do? Should we just pick a different conveyancer that is on their panel or should we cover the costs for dual representation, with Skipton appointing their own preferred property lawyer.

When purchasing a property with mortgage finance it is conventional for the buyer’s solicitors to also represent the mortgage company. In order to act for a bank or building society a conveyancer has to be on that lender's list of approved lawyers. An application has to be made by the conveyancer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the property lawyer has to fulfill. Some building societies now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your lawyer should call Skipton to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Skipton's conveyancing panel as you are at liberty to use your preferred Eastleigh lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another property lawyer into the mix.

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Find out more about how flying freehold can affect your the value of a property.