I am obtaining a offer of a home loan from Nat West. I intend to retain the legal services of a Licensed Conveyancer in Stockbridge. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I have given 2 months notice to my existing landlord and have to leave my let out flat in Stockbridge by 14/5/2024. Conveyancing on my purchase has just started. Can I complete in three weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to serve notice for your lease unless you have exchanged. If you have not previously done so, speak to your solicitor and request that they cajole the owners side, try to get a realistic time scale from them that everyone will look towards
My partner and I are at the point of viewing houses in Stockbridge and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with Nationwide.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
I am currently in the process of buying my council flat in Stockbridge. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
The formalities of my purchase has taken place for my property in Stockbridge. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I require quick conveyancing in Stockbridge as I have an ultimatum to sign on the dotted line in less than 2 weeks. Fortunately I do not require a mortgage. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you are at free not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Stockbridge the following are instances of issues that can arise and adversely affect future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...
I have recentlybeen informed that Stirling Law have been shut down. They carried out my conveyancing in Stockbridge for a purchase of a freehold house 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stockbridge conveyancing specialists.