Can the conveyancing solicitors via your comparison service conduct attended exchange conveyancing in North Baddesley?
We do have a number of conveyancing experts carrying out one day exchanges. You should e-mail us to secure a costs illustration and details as to availability.
It is 10 years ago since I bought my house in North Baddesley. Conveyancing lawyers have recently been appointed on the sale but I can't track down the title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the lender or they could be in the possession of the lawyers who acted in the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in North Baddesley relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in North Baddesley?
Two types of professional can carry out conveyancing in North Baddesley namely licenced conveyancers or solicitors. The two can administer the legal services that you need to complete the disposal or purchase of property. Both are duty bound to conduct North Baddesley conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be properly conducted and that the requirements and procedures will be accurately followed.
A friend informed me that in purchasing a property in North Baddesley there could be a number of restrictions limiting what one can do in terms of external alterations to a property. Is this right?
We are aware of a number of properties in North Baddesley which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in North Baddesley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We expect to receive a AIP from Aldermore this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any North Baddesley solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint North Baddesley solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I am purchasing my first flat in North Baddesley with a loan from Chelsea Building Society. The developers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not reveal to my lawyer about this deal as it could adversely affect my loan with Chelsea Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. North Baddesley is the location of the property. Is there any guidance you can give?
Flying freeholds in North Baddesley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside North Baddesley you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Baddesley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.