At long last a mortgage agreement from Nationwide for the remortgage of my 2 bedroom flat is expected within the next few days. Can you put forward a cheap conveyancing law firm in Totton?
You have come to the wrong place to search for cut-price fees for conveyancing solicitors in Totton. Our aim is to provide cost effective conveyancing but we do not work with the cheapest lawyers. Do not be seduced by brokers offering £99 conveyancing in Totton. In your best case scenario, in going for cheap conveyancing, you will receive what you pay for and at worst you will end up spending a lot in additional fees and still not end up with the service you were hoping for.
Finally the sale completed on my house in Totton last January yet the purchaser is whats apping every few hours to say her conveyancer is waiting to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer should send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been discharged to the buyers solicitors. There are no post completion steps unique to conveyancing in Totton.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Totton so that I can pop in to their offices if required.
As opposed to 15 years ago, the vast majority lenders no longer oblige their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to provide ID documents and there are still distinct advantages to using a local ayer, in your situation a conveyancing solicitor in Totton.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Totton solicitor on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I am currently in the process of buying my council flat in Totton. I have a mortgage agreed with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
I am selling my flat. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Skipton are being difficult. The Totton solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What does commercial conveyancing in Totton cover?
Non domestic conveyancing in Totton covers a wide range of guidance, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.