We were about to instruct a conveyancing solicitor in New Milton recommended on your site but stumbled across alternative quotes via the web seem less pricey – how come?

There are numerous firms advertising supposedly £99 conveyancing, but extracharges result in the closing fee markedly uplifted. Conveyancers are obliged to make sure that fees outlined in terms of business should be fair and reasonable and be applied The solicitors that we list for conveyancing in New Milton specify all charges for a domestic conveyancing transaction.

I have given 8 weeks notice to my existing landlord and must be out of my rented property in New Milton by 20/10/2025. Conveyancing for my house purchase has just started. How realistic is it to complete in six weeks as don't want to have to find temporary accommodation?

The normal practice is not to serve notice for your letting unless you have exchanged. If you have not previously done so, contact to your conveyancer and ask them to they apply pressure on the sellers solicitors, try to get a realistic time scale from them that all parties will aim to achieve

We're in New Milton, First time buyers buying with a mortgage (lender is Co-operative , and our lawyer is on the Co-operative conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

A colleague pointed out to me me that in buying a property in New Milton there could be a number of restrictions preventing external changes to a property. Is this right?

We are aware of anumerous of properties in New Milton which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in New Milton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am buying a property in New Milton. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is RBS your lawyer must follow the formal instructions set out in Part two of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to RBS where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to New Milton.

I am currently in the process of buying my council flat in New Milton. I have a mortgage agreed with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I'm purchasing my first flat in New Milton with the aid of help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not disclose to my conveyancer about this side-deal as it will put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.