Are the BSA intent on creating a online directory to to identify law firms on the Norwich and Peterborough Building Society conveyancing panel for example in Ringwood?
We are not aware of any intention on the part of the BSA to develop such a register.
What is the difference between a licensed conveyancer and conveyancing solicitor in Ringwood
Two types of professional can do conveyancing in Ringwood namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that you need to complete the sale or purchase of property. Both are required to handle Ringwood conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that the necessary procedures should be suitably taken.
I have paid off my mortgage with Nationwide. I assume I don't need a Ringwood conveyancing practitioner on the Nationwide panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Ringwood bank branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Ringwood conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend in accordance with their specific requirements. Who do I believe?
The conveyancing practitioner has to comply with the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Should commercial conveyancing searches disclose proposed roadworks that could affect a commercial premises in Ringwood?
Its becoming the norm that commercial conveyancing solicitors in Ringwood will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Ringwood. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Ringwood.
For every commercial conveyancing transaction in Ringwood it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Ringwood commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Ringwood.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who did the conveyancing in Ringwood 4 years ago no longer exist. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will know exactly where to look for all the suitable paperwork so you can purchase or sell your house without any difficulty. If duplicates are not available, your solicitor may be able to put in place insurance or indemnities protecting you against possible claims on the premises.
I am buying a new build flat in Ringwood. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ringwood
The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.