Can the conveyancing practitioners that you recommend perform right to buy conveyancing in Southbourne?

We work with a variety of conveyancing lawyers who can conduct right to buy transactions You should e-mail the conveyancers listed to secure a costs calculation.

We hope to to buy with Coventry BS. I went into 3 or 4 high street companies yet am unable to find a Southbourne conveyancing firm on the Coventry BS approved list. Could you help?

You should make the most of the search tool on this page. Please choose the lender and type Southbourne or your location and you will be presented with a number of lawyer based in Southbourne or by proximity to you.

I have paid off my mortgage with Leeds Building Society. I assume I don't need a Southbourne conveyancer on the Leeds Building Society panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Leeds Building Society has sent the Land Registry the discharge electronically, and
3. Leeds Building Society has instructed the Land Registry to do so

I am due to exchange contracts on my house. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, RBS are being problematic. The Southbourne solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Lloyds have agreed my mortgage in principle, my offer on a flat in Southbourne has been accepted, what are the next steps?

Your property agent will want to be advised as to your conveyancing practitioner's details (ensure that the solicitors are on the lender’s panel). Call up Lloyds or your financial adviser and finalise any outstanding documentation. Lloyds will sellect a valuer who will get in touch with the selling agent or owners to book a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Lloyds will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Southbourne.

Should my lawyer be asking questions about flooding as part of the conveyancing in Southbourne.

Flooding is a growing risk for solicitors specialising in conveyancing in Southbourne. There are those who buy a house in Southbourne, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Lawyers are not qualified to give advice on flood risk, however there are a number of searches that may be initiated by the buyer or by their solicitors which should figure out the risks in Southbourne. The conventional set of information given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard inquiry of the vendor to determine whether the property has ever been flooded. If the property has been flooded in past and is not notified by the vendor, then a purchaser may commence a legal claim for losses as a result of such an misleading answer. The buyer’s lawyers will also carry out an enviro search. This will indicate whether there is any known flood risk. If so, more detailed inquiries will need to be made.

What should I expect to pay for conveyancing in Southbourne?

The total sum levied for Southbourne conveyancing fees are likely to be calculated at:

1. a fixed fee; or
2. on a time spent basis (i.e. the time spent on the particular case).

In reality you seldom hear of Southbourne conveyancing solicitors charge by the clock