I am under pressure from the owner of a property in West Moors to complete within four weeks. What can I do to expedite the conveyancing process?

In the event that the seller is applying time constraints for your conveyancing it is advisable to make sure that your lawyer is familiar with the location as they will have local connections and intelligence. It is even conceivable that they could have handled otherhomes in the same neighbourhood. Therefore consider using a West Moors conveyancing lawyer. In addition, make sure that the lawyer is on the on the approved list for your mortgage company. It is claimed that nearly one in five of West Moors conveyancing transactions are held up or derailed after discovering a buyer’s lawyer was not on their banks list of approved solicitors. In many cases this discovery resulted in the transaction being delayed by almost three weeks. It is claimed that this issue impacts approximately 100,000 home moves every year. Almost all West Moors conveyancing practices can not act for certain banks so do check as early as possible.

Can you explain why leasehold purchase conveyancing in West Moors is more expensive?

West Moors leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

What is the difference between a licensed conveyancer and conveyancing solicitor in West Moors

There are two types of lawyers who can carry out conveyancing in West Moors namely CLC regulated conveyancers or solicitors. The two can provide the legal services that required to complete the disposal or acquisition of property. They are both required to handle West Moors conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that all requirements and procedures will be accurately adhered to.

The formalities of my remortgage has taken place for my property in West Moors. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

About to purchase maisonette in West Moors. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Moors conveyancer is on the Santander conveyancing panel.

Due to the encouragement of my in-laws I had a survey completed on a house in West Moors in advance of retaining conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not grant a loan on such a home.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Moors. Conveyancing may be slightly more expensive based on your lender's requirements.

Back In 2002, I bought a leasehold flat in West Moors. Conveyancing and Bank of Scotland mortgage are in place. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1995. The conveyancing practitioner in West Moors who previously acted has now retired. Any advice?

First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. There is no need to incur the fees of a West Moors conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

West Moors Leasehold Conveyancing - A selection of Questions you should ask before buying

The prefered form of lease structure is where the freehold interest is owned by the leaseholders. In this scenario the leaseholders enjoy being in charge if their destiny and although a managing agent is usually employed if it is larger than a house conversion, the managing agent retained by the leaseholders. The majority of West Moors leasehold apartments will have a service bill for the upkeep of the building invoiced by the management company. Where you purchase the flat you will have to meet this amount, usually periodically throughout the year. This may be anything from several hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all likelihood there will be a rentcharge to be met annual, normally this is not a significant sum, say around £25-£75 but you need to enquire it because occasionally it could be many hundreds of pounds. Are any of leasehold owners in dispute over their service charge payments?