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Recently asked questions about conveyancing in West Moors

Will my solicitor be raising questions regarding flooding as part of the conveyancing in West Moors.

Flooding is a growing risk for lawyers dealing with homes in West Moors. There are those who purchase a property in West Moors, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, however there are a number of searches that may be undertaken by the purchaser or by their lawyers which will figure out the risks in West Moors. The conventional set of information given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to find out whether the property has historically flooded. If the residence has been flooded in past and is not notified by the vendor, then a buyer could issue a claim for damages as a result of such an misleading response. A buyer’s solicitors may also conduct an enviro report. This will disclose whether there is any known flood risk. If so, further inquiries will need to be initiated.

How does conveyancing in West Moors differ for newly converted properties?

Most buyers of new build or newly converted property in West Moors contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because developers in West Moors typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Moors or who has acted in the same development.

We're FTB’s - had an offer accepted, yet the estate agent advised that the owners will only go ahead if we use their recommended conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a family solicitor used to conveyancing in West Moors

We suspect that the owner is unaware of this requirement. If they want ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to instruct your preferred West Moors conveyancing lawyers - not the ones that will give their negotiator at the agency a introducer fee or achieve conveyancing targets demanded by head office.

I've found a house that appears to meet my requirements, at a reasonable figure which is making it all the more appealing. I have subsequently been informed that it's a leasehold rather than freehold. I would have thought that there are particular concerns buying a house with a leasehold title in West Moors. Conveyancing solicitors have are about to be instructed. Will they explain the issues?

Most houses in West Moors are freehold rather than leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in West Moors in which case you should be shopping around for a West Moors conveyancing practitioner and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’spermission to conduct changes to the property. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is part of an estate. Your lawyer will advise you fully on all the issues.

West Moors Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

    Many West Moors leasehold apartments will have a service charge for maintenance of the building set on behalf of the freeholder. If you buy the flat you will have to pay this liability, usually in instalments during the year. This can vary from a few hundred pounds to thousands of pounds for blocks with lifts and large common areas. There will also be a ground rent to be met annual, this is usually not a exorbitant sum, say around £50-£100 but you need to enquire as occasionally it could be many hundreds of pounds. How many of the leaseholders are in arrears for their service charge payments? For many West Moors leaseholds the cost for major works tend not to be wrapped into the service charges, although some managing agents in West Moors require leasehold owners to pay into a reserve fund and this is used to offset against larger repairs or maintenance.

How much experience do your West Moors conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

West Moors conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique West Moors conveyancers have worked on recent similar cases.

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