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Find a West Moors Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Moors? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Moors home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Moors conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Moors

Our West Moors conveyancer has discovered a discrepancy when comparing the surveyor’s assumptions in the valuation survey and what is in the conveyancing documents. My solicitor informs me that he must check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s stance appropriate?

Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

When it comes to lenders such as Barclays, do West Moors conveyancers face a yearly amount to be on the list of approved solicitors?

We are unaware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

I am currently in the process of buying my council flat in West Moors. I have a mortgage offer with Principality. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.

Planning on purchasing a maisonette in West Moors. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Moors lawyer is on the Aldermore conveyancing panel.

Have purchased a a terraced house in West Moors , how long will it take for the Land Registry to record the transfer to my name? My West Moors conveyancing solicitor works at snail pace, so I want to be sure that my ownership is recorded.

There is nothing unique when it comes to conveyancing in West Moors registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry have to notify any 3rd parties. As of today in the region of three quarters of submission are fully dealt with within 12 days but some can be subject to extensive delays. Registration takes place after the new owner is living at the property thus 'speed' is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.

How does conveyancing in West Moors differ for new build properties?

Most buyers of new build premises in West Moors approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is built. This is because house builders in West Moors typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in West Moors or who has acted in the same development.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. West Moors is the location of the property. Can you offer any assistance?

Flying freeholds in West Moors are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Moors you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Moors may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

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Find out more about how flying freehold can affect your the value of a property.