We are buying a property and require a conveyancing solicitor in Sandbanks who is on the UBS solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Sandbanks.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Sandbanks. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/7/2021, the requirements read as follows :
Two weeks ago we had a mortgage agreed in principle with Lloyds. Sandbanks conveyancing solicitors are instructed. How long does it take for Lloyds to send the offer to the lawyer?
There is no definitive answer here. Have Lloyds conducted the survey? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am due to exchange contracts on my apartment. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS are being problematic. The Sandbanks solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a house in Sandbanks has been agreed to, but there is a chain. The sellers have offered on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have instructed a local conveyancing solicitor in Sandbanks. What do I do now? At what point should I apply for the mortgage with Lloyds?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Sandbanks conveyancing search charges, etc). First, you should ensure that your conveyancer is on the Lloyds approved list. As to the subsequent phase this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. In a hot market the majority of home buyers would apply for the mortgage with Lloyds and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to press on with searches.
I'm purchasing a new build house in Sandbanks with a loan from TSB. The developers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not reveal to my conveyancer about this extras as it could put at risk my mortgage with TSB. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to switch conveyancer as I need to appoint one who is on the Chelsea Building Society conveyancing panel. I was using a high street conveyancing solicitor in Sandbanks five minutes from me but she is not accepted by Chelsea Building Society
We will our best to assist in finding you a conveyancing solicitor in Sandbanks on the Chelsea Building Society panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Sandbanks. In utilising the find a conveyancing solicitor tool on this site, you can compare fees for conveyancing solicitors in Sandbanks and throughout England and Wales.