When can the exchange of contracts occur in sale conveyancing in Sandbanks and do I need to be at the lawyers branch?
Where you are near to our conveyancing solicitors in Sandbanks you are invited in to sign contracts. However, the firms we recommend supply countrywide coverage for conveyancing and provide as equally comprehensive and professional a job for you when communicating with you by post or email. The signing of the contract is not the important part. A signed contract is necessary for the solicitor to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Sandbanks)to be in the office available at the end of the phone to exchange contracts.
My stepmother informed me that in buying a property in Sandbanks there may be a number of restrictions preventing external alterations to the property. Is this right?
We are aware of a number of properties in Sandbanks which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Sandbanks should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Aldermore. I assume I don't need a Sandbanks conveyancing practitioner on the Aldermore panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
I had an offer accepted on an apartment in Sandbanks on 30/6/2025, valuation was booked five days after, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I own a terraced Georgian property in Sandbanks. Conveyancing solicitor acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sandbanks and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who conducted the purchase.
I have been advised by numerous estate agents in Sandbanks to get a quote from a property lawyer on your site. What’s the financial incentive for Estate Agents to market your lawyers over a competitor’s?
We refuse to make any referral fee for directing people our way. We thought it would be too underhand a fee because members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
My husband and I are a fortnight into a residential purchase having been referred to conveyancers by the selling agent to perform conveyancing in Sandbanks. I am am starting to be disappointed with the level of service. Can you help me find new solicitors?
A lawyer would need to be very bad in order to consider changing them. Has your loan offer been sent? In the event that it has you will need to inform them of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your new conveyancer should be on the lenders approved list to avoid added costs and frustration. So that should be your starting point. The search tool will help you find a lender approved lawyer for your conveyancing in Sandbanks