We are getting the release of further monies on our home loan from RBS as we want to carry out alterations to our property in Hamworthy. Do we need to choose a nearby Hamworthy solicitor on the RBS conveyancing panel to deal with the legals?

RBS do not ordinarily appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.

We have a mortgage agreed in principle with TSB. Hamworthy conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from TSB?

Some lenders take longer than others. Have TSB done the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I had an offer accepted on a property in Hamworthy on 8/10/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.

I opted to have a survey carried out on a property in Hamworthy before instructing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend refuse to give a loan on a flying freehold house.

It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hamworthy. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hamworthy to see if the conveyancing costs will increase in light of this.

How does the Landlord & Tenant Act 1954 impact my business premises in Hamworthy and how can your lawyers assist?

The particular law that you refer to affords a safeguard to commercial leaseholders, giving them the dueness to make a request to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Hamworthy is one of our many areas of the UK in which the firms we work with are located

My husband and I are FTB’s - had an offer accepted, yet the property agent advised that the owners will only move forward if we appoint their chosen conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a local solicitor accustomed to conveyancing in Hamworthy

It is highly unlikely the sellers are driving this. Should the vendor require ‘a quick sale', alienating a motivated purchaser is not the way to achieve this. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted Hamworthy conveyancing firm - not the ones that will earn their estate agent a kickback or hit his conveyancing figures set by head office.

I have been looking for Hamworthy online conveyancing estimates. Can I be assured that all the Hamworthy firms that are listed on your site are on the lender conveyancing panel?

The law firms listed on our site have advised us that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Hamworthy firm being on the bank conveyancing panel is not accurate.