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Find a Hamworthy Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hamworthy? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hamworthy conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Hamworthy

My wife and I buying a terrace house in Hamworthy. Our aim is to carry out an extension to the side at the property.Will the conveyancing process include checks to see if these works were previously refused?

Your conveyancer will review the registered title as conveyancing in Hamworthy will occasionally identify restrictions in the title documents which restrict certain works or require the consent of a 3rd party. Certain additions require local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

I have paid off my mortgage with Lloyds. I assume I don't need a Hamworthy lawyer on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Lloyds has sent the Land Registry the discharge electronically, and
  3. Lloyds has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Lloyds mortgage has been paid off.

I currently have a mortgage with Co-operative for my property in Hamworthy. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?

Co-operative must be informed of your intention before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel firm.

A friend suggested that where I am buying in Hamworthy I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Hamworthy conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Hamworthy around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hamworthy Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Hamworthy Education with plans and statistics, Local Amenities and other useful information regarding Hamworthy.

What does commercial conveyancing in Hamworthy cover?

Hamworthy conveyancing for business premises incorporates a broad range of guidance, provided by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

In my capacity as executor for the estate of my grandmother I am selling a property in Swansea but I am based in Hamworthy. My solicitor (approximately 260 kilometers awayneeds me to execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Hamworthy who can witness this legal document for me?

Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Hamworthy based

What advice can you give us when it comes to finding a Hamworthy conveyancing practice to carry out our lease extension conveyancing?

When appointing a property lawyer for lease extension works (regardless if they are a Hamworthy conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you talk with several firms including non Hamworthy conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be useful:

    How familiar is the firm with lease extension legislation?

I am the registered owner of a studio flat in Hamworthy, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Hamworthy with an extended lease are worth £186,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease ends on 21st October 2075

With just 51 years remaining on your lease the likely cost is going to be between £30,400 and £35,200 plus costs.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.

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