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Ready to buy a new home in Hamworthy? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hamworthy transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Hamworthy

What advice do you have for searching for value for money conveyancing in Hamworthy?

First ask connections who they experienced using in the past and if they were happy with the service.

Option 2 is to search the internet for conveyancing in Hamworthy. Telephone a couple or more firms from the list and ask them to forward you their conveyancing costs illustrations and speak to the lawyer who will oversee your legal process prior tomaking your choice.

Third is to use this site to help you find the right solicitors taking into account your unique requirements including the type of property,speed, complexity and who the proposed lender is. Do not be fooled by ninety nine pound conveyancing in Hamworthy

Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who dealt with the conveyancing in Hamworthy 10 years ago no longer exist. Will I be able to sell the house?

As long as you have a registered title the details of your ownership will be evidenced by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your house and order up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

About to purchase a new build flat in Hamworthy. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Hamworthy

    Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan.

I opted to have a survey done on a property in Hamworthy ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to issue a mortgage on this type of premises.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you contact us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hamworthy. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hamworthy to see if the conveyancing costs will increase in light of this.

I've recently bought a leasehold property in Hamworthy. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Hamworthy Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

    The majority of Hamworthy leasehold properties will have a service charge for the upkeep of the block levied on behalf of the freeholder. Should you acquire the flat you will have to meet this amount, normally periodically during the year. This can differ from a couple of hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent for you to pay annual, this is usually not a large sum, say around £25-£75 but you should to enquire it because occasionally it can be surprisingly expensive. The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this scenario the lessees benefit from control and even though a managing agent is frequently employed where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Be sure to find out if the the lease includes any adverse restrictions in the lease. For example plenty of leases prohibit pets being allowed in certain buildings in Hamworthy. If you like the propertyin Hamworthy but your dog is not allowed to move with you then you will be faced hard determination.

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Find out more about how flying freehold can affect your the value of a property.