I chose a high street lawyer for my conveyancing in Hamworthy last week. Looking through the terms of engagement I noteI am responsible for fees even where the conveyance does not complete. Would I be best advised to use an internet lawyer promising no move no charge conveyancing in Hamworthy?

It is usually ‘give and take’ in that if "No Completion No Fee" is advertised then the conveyancing charges will generally be more expensive to offset the conveyances that abort. Dont forget that these promotions generally do not protect you from outlay for example Hamworthy conveyancing search fees.

It is 10 years ago since I bought my home in Hamworthy. Conveyancing lawyers have now been appointed on the sale but I can't find the deeds. Is this a problem?

Don’t worry too much. First there is a chance that the deeds will be retained by your lender or they could stored with the lawyers who acted in your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Hamworthy relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.

What can a local search inform me regarding the house I am purchasing in Hamworthy?

Hamworthy conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search plays a central role in most Hamworthy conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

Given that I am about to spend £400,000 on a garden flat in Hamworthy I wish to talk to a lawyer about mytransaction ahead of giving the go ahead to the firm. Can this be arranged?

Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be doing your conveyancing in Hamworthy.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Hamworthy should be the amount on the final invoice that you end up paying.

I today plan to offer on a house that seems to tick a lot of boxes, at a great figure which is making it more attractive. I have just discovered that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Hamworthy. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the implications of buying a leasehold house in Hamworthy ?

Most houses in Hamworthy are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Hamworthy in which case you should be shopping around for a Hamworthy conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the landlord’sconsent to carry out changes to the property. It may be necessary to pay a maintenance charge towards the maintenance of the estate where the property is located on an estate. Your solicitor will report to you on the legal implications.

Leasehold Conveyancing in Hamworthy - A selection of Questions you should consider before buying

Many Hamworthy leasehold apartments will be liable to pay a service bill for the upkeep of the block levied by the freeholder. If you buy the property you will have to pay this contribution, normally in instalments during the year. This could differ from several hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all probability there will be a rentcharge for you to pay annual, normally this is not a large figure, say around £25-£75 but you need to enquire as occasionally it can be surprisingly expensive. Generally speaking the cost for major works are not wrapped into the maintenance charges, although there some managing agents in Hamworthy ask tenants to contribute towards a sinking fund created for the specific purpose of building a fund for larger repairs or maintenance. Does the lease contain onerous restrictions?