Do the Building Society Association intend to launch a searchable register to to identify practices on the Norwich and Peterborough Building Society conveyancing panel for instance in Broadstone?
Lexsure has not been advised of any intention on the part of the BSA to promote such a register.
What can a local search reveal concerning the house we're purchasing in Broadstone?
Broadstone conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search is essential in every Broadstone conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
Me and my brother have a terraced Victorian house in Broadstone. Conveyancing practitioner represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Broadstone and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing solicitor who conducted the purchase.
Due to the guidance of my in-laws I had a survey completed on a property in Broadstone prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders will not give a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Halifax. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Broadstone. Conveyancing will be smoother if you use a solicitor in Broadstone especially if they are familiar with such properties in Broadstone.
Should I go with a Broadstone conveyancing solicitor based in the area that I am purchasing? An old friend can carry out the legal work however his firm is located a couple of hundredkilometers away.
The primary upside of using a local Broadstone conveyancing firm is that you can visit the firm to execute paperwork, present your identification documents and apply pressure on them if necessary. Having local Broadstone know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and they were impressed that should outweigh using an unknown Broadstone conveyancing solicitor solely due to them being round the corner.