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Find a Canford Cliffs Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Canford Cliffs? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Canford Cliffs conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Canford Cliffs conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Canford Cliffs

We had instructed solicitors located in Canford Cliffs on the Principality solicitor approved list. They are now charging me a further amount for dealing with the Principality mortgage. Is this an additional conveyancing fee specified by Principality?

Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. This charge is not dictated by Principality but by your Canford Cliffs solicitor. Numerous firms on the Principality panel will quote ’dealing with mortgage’ fee and others do not.

After much negotiation I have agreed a price on an apartment in Canford Cliffs. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A few days later, the conveyancer called me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

About to purchase apartment in Canford Cliffs. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Canford Cliffs lawyer is on the TSB conveyancing panel.

Should my conveyancer be making enquiries regarding flooding during the conveyancing in Canford Cliffs.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Canford Cliffs. Some people will buy a property in Canford Cliffs, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to offer advice on flood risk, but there are a various checks that may be undertaken by the purchaser or by their conveyancers which will give them a better understanding of the risks in Canford Cliffs. The standard information given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the seller to discover whether the premises has ever been flooded. In the event that flooding has previously occurred which is not notified by the vendor, then a buyer may commence a claim for damages as a result of such an misleading response. A purchaser’s solicitors may also carry out an enviro search. This will reveal whether there is a recorded flood risk. If so, additional inquiries should be conducted.

How does conveyancing in Canford Cliffs differ for newly converted properties?

Most buyers of new build or newly converted property in Canford Cliffs contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Canford Cliffs typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Canford Cliffs or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, chain free conveyancing. Canford Cliffs is where the house is located. Can you shed any light on this issue?

Flying freeholds in Canford Cliffs are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canford Cliffs you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canford Cliffs may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to instruct a conveyancing solicitor for freehold conveyancing in Canford Cliffs. I happened to land on a web site which appears to be the ideal answer If it is possible to get all the legals done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Find out more about how flying freehold can affect your the value of a property.