I understand that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Canford Cliffs? or I am told that there is an ancient law that means some house owners living in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this suitable for conveyancing in Canford Cliffs?
Unless a previous acquisition of the house took place post 12 October 2013 you could assume that lawyers delivering conveyancing in Canford Cliffs to continue to suggest a chancel search and or chancel repair liability policy.
How does conveyancing in Canford Cliffs differ for new build properties?
Most buyers of new build premises in Canford Cliffs come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because developers in Canford Cliffs tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Canford Cliffs or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £235,500 and identified one near me in Canford Cliffs I like with a park and railway links in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Canford Cliffs for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
Is it best to go with a Canford Cliffs conveyancing practitioner based in the location that I am hoping to buy? I have an old university friend who can perform the conveyancing however her office is 300kilometers away.
The benefit of a local Canford Cliffs conveyancing practice is that you can pop in to sign paperwork, deliver your identification documents and pester them where appropriate. They will also have local insight which is a bonus. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were content that should outweigh using an unknown Canford Cliffs conveyancing solicitor just because they are local.
Should local authority permission be required to change a house into two appartments in Canford Cliffs? This has taken place to a house adjacent to my house in Canford Cliffs and was unaware of the conversion until the works were done.
Planning permission is necessary for splitting a single house in Canford Cliffs into flats but possibly not for converting once again to single dwelling-house so, in answer to your query, yes.