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Find a Westbourne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Westbourne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Westbourne transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Westbourne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Westbourne

My stepmother advised me that in buying a property in Westbourne there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of anumerous of properties in Westbourne which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Westbourne should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the only recipient of my late grandmother’s will and I have everything in my name now, including the my former home in Westbourne. The Westbourne property was put into my name in December. I want to move. I understand that there is a CML 6 month 'rule', which means that my proprietorship could be treated the same way as if I'd bought the property in December. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some banks would take a sensible view as this requirement chiefly exists to identify the purchase and immediately sell or the flipping of properties.

My fiancee and I are in the process of looking at apartments in Westbourne and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Nationwide.

It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are seeking a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.

I require expedited conveyancing in Westbourne as I am under a deadline to exchange contracts inside 2 weeks. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?

As you are not getting a mortgage you have the choice not to have searches carried out although no law firm would advise that you don't. Drawing on our experience of conveyancing in Westbourne the following are examples of issues that can be revealed and adversely impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Road Schemes,...

4 months have gone by since my purchase conveyancing in Westbourne concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Westbourne with a mortgage from Aldermore. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not to tell my lawyer about the deal as it would impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How simple is it to use your search tool to find a conveyancing solicitor in Westbourne on the authorised to act for my bank?

1st pick a lender such as Lloyds TSB Bank, Bank of Scotland or Bank of Ireland then choose your preferred area such as Westbourne. Conveyancing practices in Westbourne and further afield should be identified.

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