We are planning to move property in January. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you recommend a removal company in Westbourne. Conveyancing solicitor was chosen prior to coming across your website.
On the day of completion you will need to pick up the house keys from your property agent but this should only take place when the sellers solicitors inform the agent that the monies to complete are in and the keys can be released. Subsequently you can inform the removal men that you are ready to move in. We are not in a position to suggest a specific removal company but can help you choose a conveyancing in Westbourne or a lawyer that specialises in conveyancing in Westbourne.
Is it the case that all Westbourne conveyancing solicitors on the TSB conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the TSB conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel and in such a situation the firms would be governed by the CLC.
We were going to get a DIP from TSB this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Westbourne solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Westbourne solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
Have completed on a a detached house in Westbourne , What is the estimated time for the Land Registry to record my ownership? My Westbourne conveyancing solicitor works at snail pace, so I want to be sure the land registry aspects are addressed.
As far as conveyancing in Westbourne is concerned, registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether it is in order and if the Land registry communicate with any other parties. At present roughly three quarters of submission are fully dealt with within 12 days but some can be subject to extensive delays. Registration is effected once the buyer is living at the premises therefore 'speed' is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor can speak with the land registry and explain the circumstances.
Due to the advice of my in-laws I had a survey completed on a house in Westbourne prior to retaining conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Westbourne. Conveyancing will be smoother if you use a solicitor in Westbourne especially if they are acquainted with such properties in Westbourne.
I am in need of some leasehold conveyancing in Westbourne. Before I get started I require certainty as to the unexpired term of the lease.
Assuming the lease is recorded at the land registry - and 99.9% are in Westbourne - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Westbourne Leasehold Conveyancing - Examples of Questions you should ask Prior to Purchasing
What prohibitions are contained in the Westbourne Lease? Please note that where the lease has fewer than 80 years it will affect the marketability of the property. Check with your mortgage company that they are content with the length of the lease. Leases with less than 80 years remaining means that you will probably require a lease extension sooner rather than later and you need to have some idea of how much this will be. For most Westbournelease extensions you will need to own the premises for two years in order to be entitled to extend the lease.
Do I need to pop into the offices of the bank conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Westbourne so that I can attend their offices if required.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Westbourne.