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Find a Westbourne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Westbourne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Westbourne transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Westbourne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Westbourne

My husband and I intend to remortgage our penthouse in Westbourne with Kent Reliance. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the Kent Reliance conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this compromise his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I had intended to instruct a property lawyer in Westbourne for our house move. Our broker informed us that our mortgage company Clydesdale won't deal with them. Surely this is unduly restrictive?

A decade ago most lenders had a different appetite for risk. Almost all Westbourne conveyancing firms would have been on many bank panels. The FSA in 2010 conducted a thematic review into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms regarding their operations and the individuals who work for them and set certain criteria such a completing on a minimum amount of transactions. Many Westbourne conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Westbourne is one of the many locations where the lawyers showing on our search results are members of the panel for Clydesdale.

I am expecting a AIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Westbourne solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?

You will need to appoint Westbourne solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

I'm spending time looking at flats in Westbourne and I am about to put in an offer. Is it wise to have a conveyancing practitioner on ‘stand by’? I am planning to take a mortgage with Skipton.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. Given that you are obtaining a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.

After shopping around on the internet I have found a Westbourne lawyer having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?

RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Westbourne surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Taking into account that I will soon spend over three hundred thousand on a garden flat in Westbourne I would like to talk to a conveyancer regarding theconveyancing prior to appointing the firm. Is this something that you can arrange?

Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be doing your property ownership legalities in Westbourne.There is no ‘factory style conveyancing’ - each client is unique person, not a file number. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in Westbourne should be the figure that you are charged.

I need to appoint a conveyancing solicitor for my conveyancing in Westbourne. I've discover a site which looks to be the perfect solution If there is a chance to get all formalities completed via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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