The mortgage offer from HSBC for the remortgage of my 4 room maisonette is expected any day now. Can you put forward a cheap conveyancing solicitor in Westbourne?

This site is not designed to assist those in their quest for a cheap conveyancing in Westbourne. Our aim is to provide affordable conveyancing but we do not aim to work with the cheapest lawyers. Do not be swayed by brokers seducing you with £99 conveyancing in Westbourne. In your best case scenario, in going for low cost conveyancing, you will end up with what you pay for and at worst it will result in you with a hefty uplift in additional fees and still not end up with the service expected.

Do I need to attend the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Westbourne so that I can pop in to their offices if necessary.

Nowadays approved lawyers for lenders conduct the vast majority of work via Royal Mail, e-mail or over the phone. This enables them to conduct the conveyancing transaction no matter where you live in the country. However you should see if you can still book an appointment to visit conveyancing lawyer if you prefer.

Just had an offer accepted on a new build flat in Westbourne. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Westbourne

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan.

I was pointed in your direction by a number of estate agents in Westbourne to choose a solicitor using your seach tool. Is there a financial inducement for Estate Agents to market your services over alternative conveyancing organisations?

We refuse to give any financial incentive for directing people in our direction. We thought it would be too underhand a fee because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

I am tempted by the attractive purchase price for a couple of flats in Westbourne which have about fifty years remaining on the lease term. Should I regard a short lease as a deal breaker?

A lease is a legal document that entitles you to use the property for a period of time. As the lease shortens the saleability of the lease reduces and it becomes more costly to acquire a lease extension. This is why it is generally wise to increase the term of the lease. Sometimes it is difficult to sell a property with a short lease as mortgage companies less inclined to grant a loan on such properties. Lease extension can be a difficult process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this arena.

Westbourne Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

This information is helpful as a) areas can result in problems for the block as the communal areas may begin to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the running of the building you will want to have full disclosure What is the length of the lease? Please note if it is no more than 80 years it will impact the value of the flat. It is worth checking with your bank that they are happy with remaining years on the lease. Leases with less than 80 years remaining means that you will almost definitely need a lease extension sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you would be required to have owned the premises for two years before you are entitled to extend the lease.