Find a Boscombe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Boscombe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Boscombe home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Boscombe conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Boscombe

I am acquiring a house for cash in Boscombe. I have resided for the previous 15 years in Boscombe. Conveyancing searches are exorbitant. As I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a mortgage, then all but one or two of the Boscombe conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches done, but she has a professional duty to do this. One thing to take into account; if you are intend to sell the house one day, it will be of importance to your prospective purchaser what the searches determine. There are plenty of instances where properties with apparent issues can still show up adverse search results. A competent conveyancing solicitor in Boscombe should be able to give you some sensible advice concerning this.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Boscombe. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/6/2024, the requirements read as follows :

I am helping my sister sell her house in Boscombe. Will the solicitor order an EPC or it is for me to see to?

After the demise of Home Packs, energy assessments was maintained a required component of moving property. An energy assessment should be to hand in advance of the property being marketed. It is not as aspect of the sale process that conveyancers ordinarily organise. Where you are using a Boscombe conveyancing lawyer they might help arrange EPC’s due to their relationships with reputable Boscombe assessors

I had an offer accepted on a house in Boscombe on 19/4/2024, valuation was booked 2 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.

Santander have agreed my mortgage in principle, my bid on a apartment in Boscombe has been agreed to, now what?

The property agent will need to be advised as to your conveyancing practitioner's details (make sure the lawyers are on the lender’s panel). Contact Santander or the broker and finish off any relevant forms. Santander will appoint a valuer who will get in contact with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes about a fortnight to receive the mortgage offer. Santander will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Boscombe.

How does conveyancing in Boscombe differ for new build properties?

Most buyers of new build property in Boscombe approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Boscombe typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Boscombe or who has acted in the same development.

I decided to have a survey completed on a property in Boscombe before retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks may refuse to issue a loan on a flying freehold home.

It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Boscombe. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.