My IFA has asked me for my Swanage law firm’s panel reference for the Santander conveyancing panel. How do I find this out. I have tried my local Swanage branch but they cant find it on their system.
Have you tried contacting your Swanage conveyancing practitioner about this?. They should have a central record lender panel numbers.
What is the difference between a licensed conveyancer and conveyancing solicitor in Swanage
There are two types of lawyers who can conduct conveyancing in Swanage namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that you need to complete the disposal or purchase of property. Both are duty bound to perform Swanage conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly conducted and that all requirements and steps should be accurately taken.
I recently had an offer agreed on an apartment in Swanage. My mortgage broker pressured me to appoint their property lawyer. I paid an upfront payment of £225. A few days later, the conveyancer called me embarrassingly acknowledging that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Coventry BS have agreed my mortgage in principle, my offer on a property in Swanage has been accepted, now what?
Your property agent will wish to know who your solicitors are (be sure the lawyers are on the lender’s approved list). Call up Coventry BS or the broker and finalise any appropriate documentation. Coventry BS will sellect a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Coventry BS will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Swanage.
How does conveyancing in Swanage differ for newly converted properties?
Most buyers of new build or newly converted property in Swanage come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Swanage typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Swanage or who has acted in the same development.
How straightforward is it to use your search app to choose a conveyancing practitioner in Swanage on the panel for my bank?
Step one is to select a lender such as National Westminster Bank, Skipton Building Society or Barclays Direct then choose your location a common one being Swanage. Conveyancing practices in Swanage and nationally will then be shown.
What can I do to find out who is the owner of a property in Swanage?
As long as the premises is recorded at the Land Registry, and you have enough details of the location of the premises, you should be able to see results from the the Land Registry of the recorded proprietor for a fee.