We are buying a property and need a conveyancing solicitor in Swanage who is on the Nationwide approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Swanage.
Forgive me if this question is silly but I am new to the home buying as FTB of a garden flat in Swanage. Do I collect the keys to the premises on the completion date from my conveyancer? If this is the case, I will instruct a High Street conveyancing solicitor in Swanage?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you will be called to collect the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
Planning on purchasing a maisonette in Swanage. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Swanage property lawyer is on the Aldermore conveyancing panel.
My offer was accepted on an apartment in Swanage on 1/10/2025, valuation was booked 3 days after, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing a new build house in Swanage with the aid of help to buy. The developers would not move on the price so I negotiated 6k of extras instead. The sale representative advised me not inform my solicitor about the deal as it will put at risk my loan with Britannia. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my primary house to a buy to let loan with Barclays Direct and I will use the rest of the raised equity towards a second property. The location we are talking about is Swanage. Will your lawyers be able to act for both sets of banks and tie in the transactions?
Do use our comparison tool on this page to be sure that the conveyancers are approved by both banks. Having checked that they are your lawyer should be able to tie up the two deals but you should talk with you lawyer and make apparent your desired outcome and requirements.
My hope is to purchase a garden apartment in Swanage. Conveyancing lawyer has been waiting for, from the vendor, building insurance paperwork. I was told today I was informed that the seller needs to send the insurance documents for the flat above in addition. Why does my property lawyer need to see the insurance for the flat above? Is it strictly necessary? We have been in hold for the previous fortnight…
It is not unheard of in leasehold conveyancing in Swanage to discover Conveyancing in Swanage in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats as opposed to the landlord insuring the complete premises - which is clearly better. Do contact your property lawyer but it would seem that your lawyer is looking to verify that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt due to lack of insurance.