I am acquiring residence in Bournemouth. My Solicitor is not on the lender solicitor panel. Is it possible for me to use my Bournemouth conveyancing solicitor notwithstanding that they are not on the mortgage company list of approved lawyers?

One must instruct a solicitor to deal with the legal work required if you need a loan to buy your property. The property lawyer will carry out all the relevant due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage paperwork is dealt with. One could instruct a Bournemouth conveyancer of your choice. Nevertheless, where the property lawyer selected is not on the bank approved list further fees will be incurred as separate legal representation will be need by the lender. Lender panel applications can be submitted, so provided your conveyancer has not in the past applied for membership they should do so.

A friend suggested that if I am purchasing in Bournemouth I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally included in the estimate for your Bournemouth conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Bournemouth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Bournemouth.

I used Arc property Solicitors several years ago for my conveyancing in Bournemouth. I now require my papers however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bournemouth of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am 18 days into a residential purchase having been directed to a firm by the selling agent to carry out the conveyancing in Bournemouth. I am not happy. Could you help me find new solicitors?

A solicitor would need to be very poor in order to consider replacing them. Has your mortgage offer been generated? If so you will need to make them aware of the new solicitor and ensure the offer are re-sent. Your new solicitor ideally should be on the banks approved list to avoid supplemental charges and frustration. That should be your first question of the new lawyers. The find a solicitor tool should help you find a bank approved conveyancer for your home move in Bournemouth

Looking forward to sign contracts shortly on a basement flat in Bournemouth. Conveyancing solicitors assured me that they are sending me a report on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Bournemouth should include some of the following:

What options are open to you if another leaseholder in the building breaches a clause of their lease? The total ownership of the premises. This could be the flat itself but may include a attic or cellar if relevant. What the implications are if you are in breach of your lease terms? You should be advised what counts as a Nuisance in the lease Will you be prohibited or prevented from having pets in the property?

Leasehold Conveyancing in Bournemouth - A selection of Queries Prior to Purchasing

Where a Bournemouth lease has less than eighty years it will have adverse implications on the value of the flat. It is worth checking with your lender that they are happy with the length of the lease. Leases with fewer than 80 years remaining means that you will almost definitely require a lease extension at some point and you need to have some idea of how much this would cost. Remember, in most cases you will be be obliged to have been the owner of the property for 24 months in order to be legally able to extend the lease. Are there any major works in the near future that could add a premium to the maintenance fees?