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Find a Bournemouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bournemouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bournemouth home move at risk of delay or failure.

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Recently asked questions about conveyancing in Bournemouth

We had selected solicitors with offices in Bournemouth on the Bank of Ireland solicitor approved list. They have just billed me a separate sum for dealing with the Bank of Ireland mortgage. Is this a supplemental conveyancing fee set by Bank of Ireland?

Provided it is contained in their Terms and Conditions or Quote then yes your conveyancer can charge a fee for this. This fee is not set by Bank of Ireland but by your Bournemouth solicitor. Plenty of firms on the Bank of Ireland panel will quote an ‘acting for lender’ fee but plenty of firms include it on their overall fee.

My partner and I have arranged the release of further funds on our mortgage from Aldermore as we wish to carry out alterations to our house in Bournemouth. Are we obliged to choose a high street Bournemouth solicitor on the Aldermore conveyancing panel to handle the paperwork?

Aldermore don't usually appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.

Intending to buy a flat in Bournemouth. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bournemouth lawyer is on the Skipton conveyancing panel.

Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial premises in Bournemouth?

Many commercial conveyancing solicitors in Bournemouth will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Bournemouth. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bournemouth.

For each commercial conveyancing transaction in Bournemouth it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Bournemouth commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Bournemouth.

I purchased my home on 13 July and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Bournemouth advises it will be dealt with inside ten days. Are properties in Bournemouth uniquely lengthy to register?

As far as conveyancing in Bournemouth registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any 3rd parties. Currently roughly 80% of such applications are completed within 12 days but occasionally there can be longer hold-ups. Registration takes place after the buyer has moved in to the premises thus 'speed' is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.

How does conveyancing in Bournemouth differ for newly converted properties?

Most buyers of new build residence in Bournemouth contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because builders in Bournemouth tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bournemouth or who has acted in the same development.

We're FTB’s - agreed a price, but the property agent told us that the owners will only proceed if we appoint the agent's chosen lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family solicitor with experience of conveyancing in Bournemouth

It is highly unlikely the sellers are driving this. If they require ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you intend to instruct your preferred Bournemouth conveyancing lawyers - not the ones that will provide their estate agent a commission or achieve conveyancing targets demanded by corporate headquarters.

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