Would the conveyancing practitioners listed on your site execute auction conveyancing in Verwood?

There are a number of niche lawyers we can connect you with those specialising in auction conveyancing. Verwood is just one of hundreds of locations where our lawyers cover.

I am buying a 4 bedroom semi-detached house in Verwood. Our aim is to carry out an extension to the side at the property.Will legal due diligence on the property involve checks to determine if these works are prohibited?

Your property lawyer should review the registered title as conveyancing in Verwood will sometimes reveal restrictions in the title deeds which restrict categories of works or necessitated the consent of another owner. Many additions call for local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.

I have paid off my mortgage with Barclays. I assume I don't need a Verwood lawyer on the Barclays panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Barclays has sent the Land Registry the discharge electronically, and
3. Barclays has instructed the Land Registry to do so

I have finally had an offer on an apartment in Verwood agreed to, the owners do however have an associated purchase. The sellers have put an offer on a flat, however it’s not been accepted yet, and are looking at other flats booked. I have selected a high street conveyancing solicitor in Verwood. What should be my next step? At what stage should I apply for the mortgage with RBS?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Verwood conveyancing search charges, etc). First, you should check that your solicitor is on the RBS conveyancing panel. Concerning the subsequent steps this very much depends on the uniqueness of your transaction, desire for the property and on the state of the market. In a buoyant market the majority of buyers would apply for the mortgage with RBS and pay for the valuation and only if it was satisfactory would they request their solicitor to move forward with the conveyancing in Verwood.

five months have gone by following my purchase conveyancing in Verwood completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build apartment in Verwood. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Verwood

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I decided to have a survey done on a house in Verwood prior to retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks will not grant a mortgage on a flying freehold house.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Verwood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Verwood to see if the conveyancing will be more expensive.