Is the fact that my conveyancer in Verwood is not identified on my mortgage company's solicitor panel that there is a problem with the standard of her work?
It would be unwise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Verwood conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
My wife and I purchased a semi-detached Victorian house in Verwood. Conveyancing solicitor acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Verwood and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
I decided to have a survey carried out on a house in Verwood in advance of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders may not issue a loan on such a premises.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Verwood. Conveyancing will be smoother if you use a solicitor in Verwood especially if they are accustomed to such properties in Verwood.
I need to retain a conveyancing solicitor for leasehold conveyancing in Verwood. I happened to stumble upon a site which looks to be the perfect solution If it is possible to get all this stuff done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Are all Verwood property lawyers on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your high street lender branch in Verwood. the probability is that they can recommend conveyancing solicitors in Verwood