Having been suggested to visit your web site we were about to use a conveyancing solicitor in Fordingbridge listed on your site but have come across alternative estimates on the internet seem less expensive – how come?
There are numerous conveyancers advertising theoretically looks to be extremely cheap conveyancing in Fordingbridge. We would urge you to give due consideration about how important this transaction is to you that want to take 'cheap' risks in relation to the quality of the legal work. Many of them list a budget fee to tease you but bury extra fees in the small print..
I have given 2 months notice to my current landlord and have to vacate my rented flat in Fordingbridge by the end of next month. Conveyancing on my purchase is progressing. Is it possible to complete in six weeks as I wish to avoid having to find short term accommodation?
It is unwise to serve notice for your lease unless you have exchanged. If you have not already done so, contact to your conveyancer and ask them to they apply pressure on the other lawyers, try to get a realistic time scale from them that all parties will aim to achieve
We wanted to use a conveyancing solicitor in Fordingbridge for our home move. Our broker has since advised us that our mortgage lenders Godiva Mortgages Ltd won't deal with them. Why is this not regarded as unfair competition?
A bank will require an approved conveyancer act for it. You would be liable to meet the cost of this. Please make use of our directory service to locate a solicitor to conduct conveyancing in Fordingbridge on the Godiva Mortgages Ltd approved list of solicitors.
My bid for a property was accepted at auction in Fordingbridge. Conveyancing is required. What is next?
Having legally bound yourself to purchase you should choose a conveyancing practitioner quickly as you now have a fast approaching a drop dead date to complete the transaction. All auction property should have an associated auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must give this to the conveyancer working for you at the earliest opportunity. Do make sure that your finances are in order to complete on the date specified in the contract.
We had instructed conveyancers based in Fordingbridge on the Yorkshire BS solicitor panel. They are now charging me a further charge for dealing with the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. This charge is not dictated by Yorkshire BS but by your Fordingbridge solicitor. Numerous firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee and others do not.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Fordingbridge solicitor on the UBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Fordingbridge is the location of the property. Is there any guidance you can give?
Flying freeholds in Fordingbridge are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Fordingbridge you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fordingbridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.