lenderpanel

Find a New Forest Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in New Forest? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your New Forest transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised New Forest conveyancers for over 130 lenders.


Recently asked questions about conveyancing in New Forest

I'm the sole recipient of my late father’s will and I have everything in my name alone, including the my former home in New Forest. Conveyancing formalities meant that the Land Registry date was in October. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship could be treated the same way as though I had purchased the property in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view lenders take of it, depend on the mortgage company as this provision is primarily there to pick up on the purchase and immediately sell or the flipping of property.

I recently had an offer agreed on a house in New Forest. My financial adviser pressured me to appoint their conveyancer. I paid an advanced payment of £175. A couple of days later, the conveyancing practitioner called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

My sealed bid on a property in New Forest has been agreed to, but there is a chain. The vendors have put an offer on on an apartment, but it’s not yet agreed to, and are looking at other properties booked. I have instructed a bricks and mortar conveyancing solicitor in New Forest. What do I do now? When should I get the mortgage application with Santander started?

It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then survey, New Forest conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the Santander conveyancing panel. Regarding the subsequent steps this very much depends on the uniqueness of your case, desire for the property and on the state of the market. During a hot market the majority of purchasers will apply for a home loan with Santander and arrange for the valuation and only if it was satisfactory would they pay their lawyer to move forward with the conveyancing in New Forest.

Will commercial conveyancing searches reveal proposed roadworks that could impact a commercial premises in New Forest?

Many commercial conveyancing solicitors in New Forest will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in New Forest. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in New Forest.

For every commercial conveyancing transaction in New Forest it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to New Forest commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in New Forest.

Are there restrictive covenants that are commonly picked up during conveyancing in New Forest?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in New Forest. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. New Forest is the location of the property. Can you offer any assistance?

Flying freeholds in New Forest are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Forest you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Forest may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My husband and I are first time buyers - had an offer accepted, yet the estate agent informed us that the owners will only move forward if we use their recommended solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in New Forest

It is highly unlikely the vendors are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is not the way to achieve this. Contact the owners directly and explain that (a)you are motivated buyers (b)you are excited to move forward, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your preferred New Forest conveyancing lawyers - not the ones that will give their estate agent a commission or achieve conveyancing thresholds set by senior management.

Last updated

Find out more about how flying freehold can affect your the value of a property.