Can your site be used to recommend a Conveyancing solicitor in Downton even where I’m not purchasing or selling a house, for example where I intend to acquire an office in Downton with a loan from Halifax?
The service is predominantly used to select residential conveyancing solicitors in Downton but we have recorded at the end of this page a selection of Downton commercial conveyancing firms. You should enquire with the solicitors directly to see if they are also authorised to represent Halifax
I am buying a end of terrace house in Downton. The intention is to convert the garage to an office at the property.Will legal due diligence on the property include enquiries to determine if these works were previously refused?
Your conveyancer will check the deeds as conveyancing in Downton can on occasion reveal restrictions in the title deeds which prevent certain works or require the consent of a 3rd party. Some additions need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
We expect to receive a OIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Downton solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Downton solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
I have paid off my mortgage with Principality. I assume I don't need a Downton solicitor on the Principality panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
What can a local search inform me regarding the house my wife and I buying in Downton?
Downton conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for instance Searches UK The local search is essential in every Downton conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I decided to have a survey done on a property in Downton prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will not grant a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Downton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Downton to see if the conveyancing will be more expensive.
I purchased a property in Downton last 3/10/2017 and to date it is still not recorded with the Land Registry. It was part of a new estate and my property lawyer told me that it may take twelve months to complete the registration formalities. I have called HM Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. What can I do?
Contact your conveyancing practitioner - if you are not getting sensible responses, look up their firm’s complaints protocol and escalate your problem to a Complaints Manager. Registrations for Downton conveyancing are not known to be particularly slow.