My brother-in-law has suggested I instruct a conveyancing solicitor in Highcliffe. I need to find out if they are accepted on the Lloyds TSB Bank conveyancing panel. Could you or the lender confirm if they are on the panel?

The first thing to do is call the solicitor and enquire if they are on the lender panel. Otherwise please get in touch with Lloyds TSB Bank who may be able to confirm.

The deeds to our home can not be found. The solicitors who did the conveyancing in Highcliffe 5 years ago are no longer around. Will I be able to sell the house?

As long as the title is registered the information relating to your proprietorship will be recorded by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get current copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.

I'm refinancing my existing property to a BTL loan with The Royal Bank of Scotland and I will use the ballance of the raised equity towards further property. The location we are interested in is Highcliffe. Will your solicitors be able to act for both sets of mortgage companies and link together the two deals?

Do use our comparison tool on this site to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are your lawyer should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and make clear your expectations and needs.

I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great price which is making it more attractive. I have just discovered that the title is leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Highcliffe. Conveyancing lawyers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Highcliffe ?

Most houses in Highcliffe are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Highcliffe so you should seriously consider shopping around for a Highcliffe conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your conveyancer should appraise you on the various issues.

Leasehold Conveyancing in Highcliffe - A selection of Questions you should ask before Purchasing

Does the lease have onerous restrictions? The majority of Highcliffe leasehold apartments will incur a service charge for maintenance of the building levied by the freeholder. Should you acquire the flat you will have to meet this liability, normally periodically accross the year. This could vary from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all probability there will be a rentcharge to be met annual, normally this is not a large figure, say about £50-£100 but you should to check it because on occasion it could be prohibitively expensive. Are there any major works on the horizon that could add a premium to the maintenance costs?

My husband and I have recently had an offer accepted on our 1st home in Highcliffe, and need to get solicitors instructed. We have made use of the various comparison based websites and the results are from all across the England and Wales. Is it advisable to have a Highcliffe solicitor local to the prospective property? We are happy to do everything over the web, but I am thinking at some stage we may need to visit the conveyancer's office to sign documents?

On the whole there is no requirement to physically visit the office of your solicitor, they can post any relevant contracts to you, which you can sign and return. Many buyers and sellers choose to instruct a locally based solicitor, but it is not essential for conveyancing in Highcliffe.