Finally the sale completed on my house in Highcliffe last November yet the purchaser is telephoning every few hours complaining that his solicitor needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
After completion of your sale your conveyancer should deliver the transfer deeds and all additional paperwork to the buyer’s solicitors. Where relevant, your conveyancer should also evidence that the mortgage has been repaid to the buyers solicitors. There are no post completion tasks specific conveyancing in Highcliffe.
I have decided to exercise my right to buy my property in Highcliffe off the council. I have a mortgage offer with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
Intending to buy a house in Highcliffe. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Highcliffe lawyer is on the Santander conveyancing panel.
I had an offer accepted on an apartment in Highcliffe on 28/10/2025, valuation was booked 2 days after, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Stirling Law a few years ago for my conveyancing in Highcliffe. Now, I need my files however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Highcliffe of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in Highcliffe I like with amenity areas and station nearby, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Highcliffe suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
Is it best to choose a Highcliffe conveyancing practitioner based in the vicinity that I am hoping to buy? We have a good friend who can execute the legal formalities but her office is 400miles away.
The primary upside of using a local Highcliffe conveyancing firm is that you can drop in to sign paperwork, hand in your identification documents and pester them if necessary. Having local Highcliffe know how is a bonus. However it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and the majority were happy that should trump using an unfamiliar Highcliffe conveyancing lawyer solely due to them being round the corner.