Can I use your services to find a Conveyancing solicitor in Ferndown even where I’m not purchasing or selling a house, for example where I want to acquire an office in Ferndown with a mortgage from National Westminster Bank?
Our search tool is mainly there to select domestic conveyancing solicitors in Ferndown but we have listed towards the bottom of this page a selection of Ferndown commercial conveyancing firms. You should enquire with the solicitors directly to see if they are also authorised to represent National Westminster Bank
My father advised me that in purchasing a property in Ferndown there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?
We are aware of a number of properties in Ferndown which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Ferndown should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am buying a property in Ferndown. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?
Given that your lender is Leeds Building Society your lawyer must follow the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Leeds Building Society where a lease fails to meet these provisions. The conditions relate to the installation of panels on properties nationwide and is not isolated to Ferndown.
Completion of my remortgage has taken place for my property in Ferndown. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What will a local search reveal concerning the house we're purchasing in Ferndown?
Ferndown conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for example Searches UK The local search plays a central role in most Ferndown conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who did the conveyancing in Ferndown 10 years ago are no longer around. What are my options?
In today’s world there are duplicates made of almost everything, and your conveyancer will be aware exactly where to locate all the suitable paperwork so you may buy or dispose of your house without any difficulty. Where duplicates are not available, your lawyer may be able to put in place insurance or indemnities against future claims on the premises.
I opted to have a survey carried out on a property in Ferndown in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may refuse to grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ferndown. Conveyancing will be smoother if you use a solicitor in Ferndown especially if they are familiar with such properties in Ferndown.