Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Corfe Mullen. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/2/2026, the requirements read as follows :

How does conveyancing in Corfe Mullen differ for newly converted properties?

Most buyers of new build property in Corfe Mullen contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Corfe Mullen tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Corfe Mullen or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a house in Corfe Mullen before appointing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks will refuse to give a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Corfe Mullen. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to appoint a conveyancing solicitor for my conveyancing in Corfe Mullen. I've discover a site which appears to be the ideal offering If there is a chance to get all formalities completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I wish to sublet my leasehold apartment in Corfe Mullen. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?

Some leases for properties in Corfe Mullen do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Corfe Mullen Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

It would be prudent to find out as much as you can about the company managing the building as they can either make your life much easier or uncomfortable. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to practical matters such as the tidiness of the common parts. You should not be afraid to ask other people if they are happy with their management. On a final note, find out the dates that the maintenance charges are due to the relevant party and specifically what it includes. Where a Corfe Mullen lease has no more than eighty years it will impact the value of the apartment. Check with your lender that they are content with remaining years on the lease. Leases with less than 80 years remaining means that you will probably have to extend the lease at some point and you need to have some idea of how much this will be. For most Corfe Mullenlease extensions you would need to own the property for a couple of years in order to be entitled to exercise a lease extension. What is the name of the managing agents?