Find a Corfe Mullen Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Corfe Mullen? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Corfe Mullen home move at risk of delay or failure.

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Recently asked questions about conveyancing in Corfe Mullen

The owners have very assertive vendors who has recommended a lock out agreement with a non-refundable deposit of 5k. Are such contracts appropriate for Corfe Mullen conveyancing transactions?

This kind of agreement is unusual in Corfe Mullen, conveyancers are often inclined to veer clients away from them as they detract from focusing on the main conveyancing focus and if you end up losing your deposit then the solicitor is left exposed. Secondly, there is no assurance that just because the proprietor has entered into a lock out agreement they will sell to you. They may be tempted to break the agreement if they are offered a large enough financial inducement to do so because an aggrieved claimant with the benefit of a exclusivitycontract will still be legally obliged to show losses as a consequence of the breach and this may not equate the financial benefit that your seller may gain by breaking the agreement, however morally condemnable that may be.

We're in Corfe Mullen, First timers purchasing with a mortgage (lender is Barclays , and our solicitor is on the Barclays conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I am assisting my mother sell her property in Corfe Mullen. Does the conveyancer commission an EPC or it is for the seller to coordinate?

Following the abolition of Home Packs, energy performance certificates was retained a compulsory component of selling a property. An energy assessment must be commissioned in advance of the property being advertised. This is not as aspect of the sale process that conveyancers normally arrange. If you are instructing a Corfe Mullen conveyancing solicitor they might be able to arrange energy assessments given their relationships with reputable local providers

Forgive me if this question is silly but I am new to the house moving as FTB of a garden flat in Corfe Mullen. Do I receive the keys to the premises on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Corfe Mullen?

On the day of completion you will not be required to attend the conveyancers office in Corfe Mullen. Conveyancing lawyers for you will transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be called to pick up the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.

It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Corfe Mullen building society branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Corfe Mullen conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend in accordance with their published requirements. I have no idea who is right.

As long as the property lawyer is on the mortgage company approved list, they must comply with the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

Are there restrictive covenants that are commonly identified as part of conveyancing in Corfe Mullen?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Corfe Mullen. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

There are only Fifty years unexpired on my flat in Corfe Mullen. I am keen to extend my lease but my freeholder is absent. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the Court. You will be obliged to prove that you have made all reasonable attempts to locate the lessor. For most situations an enquiry agent would be helpful to try and locate and prepare a report which can be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a conveyancer in relation to investigating the landlord’s absence and the application to the County Court covering Corfe Mullen.

Corfe Mullen Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

    Who are the managing agents? Are there any major works in the near future that could increase the maintenance fees? Many Corfe Mullen leasehold properties will have a service charge for the upkeep of the building set on behalf of the management company. If you acquire the flat you will have to meet this amount, normally quarterly accross the year. This may be anything from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. In all likelihood there will be a ground rent to be met yearly, this is usually not a large sum, say about £25-£75 but you need to check it because on occasion it can be surprisingly expensive.

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