Is there a reason to instruct a Mudeford conveyancing firm given that national conveyancers are easier on the wallet?

By all means make sure that you shop around for conveyancing costs in Mudeford and you should seek a reasonable fee calculation but don’t be focused with sourcing the cheapest Mudeford conveyancer. Identifying the right conveyancer can be the difference between a smooth and a stressful house move. It is important that you ensure that you have expert guidance from an experienced conveyancer. An e-mail can never replace a telephone call and can never replicate a one to one consultation. Our partner firms will appoint you a qualified and trusted conveyancing solicitor that will deal with your conveyancing from start to finish, providing a level of continuity that you will never get with an online conveyancer. He or She will contact you regularly to update you as to progress and keep you informed. Should you need to phone the firm you will know who you need to speak to and they will endeavour to make sure that you are in the know.

Our lender has suggested a law firm on their panel based in Mudeford but I would rather instruct a conveyancing lawyer in Mudeford local to me. Are you able to assist?

It is by no means the case that all Mudeford conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use our search tool to identify a Mudeford conveyancing solicitor on the on the lender panel.

Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a ground floor flat in Mudeford. Do I receive the keys to the house on the completion date from my conveyancer? If so, I will find a High Street conveyancing solicitor in Mudeford?

On the day of completion you will not be required to go to the conveyancers office in Mudeford. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to receive the keys from the selling Agents and start moving into the property. Usually this happens early afternoon.

I have a mortgage with Leeds Building Society for my property in Mudeford. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Leeds Building Society?

Leeds Building Society must be informed of your intention in advance of letting out your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel solicitor.

It is unclear whether my bank requires a lease extension. I have called my Mudeford building society branch on numerous occasions and was told it wasn't a problem and they will lend. My Mudeford conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their published requirements. Who do I believe?

As long as the solicitor is on the mortgage company panel, she or he must comply with the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

My wife and I own a 4 bedroom Victorian property in Mudeford. Conveyancing lawyer represented me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mudeford and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who completed the work.

Due to sign contracts shortly on a leasehold property in Mudeford. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Mudeford should include some of the following:

Are you allowed to have a pet in the flat? Where does the liability rest for repairing the window frames You should be sent a copy of the lease What you can do if an adjoining owner breaches a clause of their lease?

I am the registered owner of a garden flat in Mudeford, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Equivalent flats in Mudeford with a long lease are worth £191,000. The ground rent is £55 per annum. The lease comes to an end on 21st October 2076

You have 53 years left to run the likely cost is going to be between £27,600 and £31,800 plus costs.

The figure above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.