We see that you have a post code search directory identifying firms on the Clydesdale conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Totland?

We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Totland.

We're in Totland, FTBs purchasing with a mortgage (lender is RBS , and our lawyer is on the RBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

A colleague informed me that in purchasing a property in Totland there may be various restrictions prohibiting external changes to a property. Is this right?

We are aware of anumerous of properties in Totland which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Totland should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We have agreed to purchase a house in Totland. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

Given that your lender is Bank of Ireland your lawyer must follow the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and solicitors are required to report to Bank of Ireland where a lease does not meet these conditions. The provisions relate to the installation of panels on properties countrywide and is not limited to Totland.

My offer was accepted on a property in Totland on 23/7/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

Just bought a terraced house in Totland , What is the estimated time for the Land Registry to register my ownership? My Totland conveyancing solicitor has been painfully slow, so I want to check the registration is concluded.

As far as conveyancing in Totland is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether it is in order and whether the Land registry need to notify any 3rd persons or bodies. Currently roughly three quarters of such applications are fully addressed within two weeks but some can be subject to protracted hold-ups. Historically registration takes place after the buyer has moved in to the premises so an expedited registration is not always primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.

What makes a Totland lease defective?

There is nothing unique about leasehold conveyancing in Totland. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain clauses are not included. The following missing provisions could result in a defective lease:

Clauses dealing with recovering service charges for expenditure on the building or common parts. Insurance obligations

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Accord Mortgages Ltd, Skipton Building Society, and Barclays Direct all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to withdraw.

I purchased a leasehold flat in Totland, conveyancing was carried out December 1996. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Totland with a long lease are worth £227,000. The ground rent is £50 invoiced annually. The lease ends on 21st October 2096

With only 71 years unexpired the likely cost is going to be between £9,500 and £11,000 plus costs.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.