I have given 8 weeks notice to my existing landlord and must be out of my let out flat in Chandlers Ford by 22/1/2019. Conveyancing on my purchase is underway. Can I complete in six weeks as I wish to avoid having to find short term accommodation?
Generally one should not provide notice for your lease until exchange of contracts has taken place. Assuming that you have not previously done so, update to your lawyer and ask them to they chase the other solicitors, try to get a realistic time scale from them that all parties will look towards
I am the sole beneficiary of my late mum's will with all property in now in my sole name, including the house in Chandlers Ford. The Chandlers Ford property was put into my name in November. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership could be treated the same way as though I had purchased the property in November. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view lenders take of it, depend on the mortgage company as this requirement is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of property.
Is it the case that all Chandlers Ford conveyancing solicitors on the Clydesdale conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Clydesdale conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such practice would be governed by the CLC.
How can we know in advance if a Chandlers Ford conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Chandlers Ford getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in Chandlers Ford before appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend refuse to issue a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chandlers Ford. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the estate of my aunt I am disposing of a residence in Neath but I am based in Chandlers Ford. My lawyer (approximately 200 miles awayhas requested that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in Chandlers Ford to witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Chandlers Ford based
I am in need of some leasehold conveyancing in Chandlers Ford. Before diving in I would like to find out the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and almost all are in Chandlers Ford - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Chandlers Ford - Sample of Questions you should ask before buying
Best to be warned if changing the roof or some other significant cost is pending to be shared by the leaseholders and will materially increase the the service fees or require a specific invoice. You will want to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the tidiness of the common parts. Don't be afraid to ask other tenants what they think of them. Finally, be sure you discover the dates that you are obliged pay the maintenance charge to the appropriate party and precisely how they are spending the funds. Who is in charge of the block?