Do I need to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a house in Chandlers Ford?

Unless a prior acquisition of the premises completed after 12 October 2013 you may take it that lawyers conducting conveyancing in Chandlers Ford to remain recommending a chancel search and or insurance against a claim.

I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Chandlers Ford for a purchase of a leasehold apartment 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?

The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chandlers Ford conveyancing specialists.

I'm buying my first flat in Chandlers Ford with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not disclose to my lawyer about the side-deal as it would affect my mortgage with The Royal Bank of Scotland. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Chandlers Ford is the location of the property. Can you shed any light on this issue?

Flying freeholds in Chandlers Ford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chandlers Ford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chandlers Ford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In surfing the web for the phrase cheap conveyancing in Chandlers Ford it shows results of numerous property lawyersin the vicinity. With so much choice what is the best way to find the suitable solicitor for purchase transaction?

The preferential way of seeking a suitable conveyancer is via personal referral, so ask friends and relatives who have acquired a property in Chandlers Ford or the respected estate agent or mortgage broker. Fees for conveyancing in Chandlers Ford differ, so it's a good idea to request a minimum of three costs illustrations from different law firms. Make sure that you know that the fees are fixed.