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Find a Northam Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Northam? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Northam transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Northam conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Northam

It is is a decade since I acquired my home in Northam. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down my title deeds. Is this a major issue?

You need not be too concerned. Firstly there is a chance that the deeds will be with your lender or they could stored with the conveyancers who oversaw your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Northam involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.

I have 7378 less than 75 years left on my lease and need a lease extension for my flat in Northam. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/3/2024 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

Due to the encouragement of my in-laws I had a survey completed on a house in Northam before instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some mortgage companies may refuse to grant a mortgage on a flying freehold home.

It varies from the lender to lender. Santander has different requirements from Nationwide. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Northam. Conveyancing will be smoother if you use a solicitor in Northam especially if they are accustomed to such properties in Northam.

My cousin has urged me to instruct his lawyers for conveyancing in Northam. Do I follow his recommendation?

Much as we are happy to recommend a Northam conveyancing lawyer the best way to find a conveyancing lawyer is to have guidance from friends or family who have previously instructed the firm that you are considering.

I have been told by various estate agents to expect up to two months for Northam conveyancing to complete.This was a month ago. The paperwork was only received to my conveyancing practitioner yesterday so does the time start running now?

No definitive time frame exists for conveyancing in Northam. Conveyancing is subject to many variable. Northam conveyancing searches alone may take up to month to be returned.

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Find out more about how flying freehold can affect your the value of a property.