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Find a Northam Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Northam? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Northam home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Northam conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Northam

Is there a reason why leasehold purchase conveyancing in Northam is more expensive?

The conveyancing costs on a leasehold property in Northam is frequently greater than on a freehold transaction. This is because there is an amount of supplemental work necessary in dealing with the freeholder and management company to obtain evidence about whether the rent and maintenance fee have been cleared and whether there are any significant expenditure in the near future on repairs or maintenance of the building.

There are numerous conveyancing solicitors in Northam but how do I know who I should use?

It would be unwise to be tempted by the cheapest Northam conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

What is the difference between a licensed conveyancer and conveyancing solicitor in Northam

Two types of professional can perform conveyancing in Northam namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the disposal or purchase of property. Both are obliged to handle Northam conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary steps should be correctly attended to.

Intending to buy a maisonette in Northam. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Northam conveyancing practitioner is on the Skipton conveyancing panel.

I have been told that property searches are a common reason for hinderance in Northam house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Northam.

4 months have elapsed following my purchase conveyancing in Northam concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing my first flat in Northam with the aid of help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative told me not inform my conveyancer about the extras as it will affect my loan with Barclays . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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