My partner and I are acquiring our first property. The conveyancer has messagedto ask if we want to purchase additional conveyancing searches. We are really unsure what's recommended for conveyancing in Potswood

The range of Potswood conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your knowledge of the region and risks, your overall attitude to risk. What matters is that you properly understand what information each search could give you. You may then make a decision if you consider that you need that search. Should you be uncertain, ask your solicitor to recommend.

It is 10 years ago since I purchased my property in Potswood. Conveyancing solicitors have recently been appointed on the sale but I am unable to track down the title documents. Is this a major issue?

Don’t worry too much. Firstly the deeds may be kept by your lender or they could be archived with the conveyancers who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Potswood relates to registered property but in the unlikely event that your home is not registered it is more problematic but is resolvable.

I have recentlybecome aware that Stirling Law have closed. They carried out my conveyancing in Potswood for a purchase of a leasehold flat 12 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?

The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Potswood conveyancing specialists.

I'm buying a new build house in Potswood with the aid of help to buy. The builders would not move on the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not disclose to my lawyer about this deal as it would affect my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there an average conveyancing fee for conveyancing in Potswood?

The average fee last year for conveyancing in Potswood was just over one thousand four hundred and fifty pounds not including Stamp Duty and HMLR fees.