Find a Bitterne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bitterne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bitterne transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Bitterne conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Bitterne

Having been told to check out your site we were about to go ahead with a conveyancing solicitor in Bitterne endorsed by you but stumbled across alternative costs illustrations on the internet look less pricey – how come?

There are plenty of conveyancers marketing at first sight what seems to be very low prices. We would urge you to think twice about how important this transaction is to you that you are willing to take 'cheap' risks over the standard of the legal work. Many of them list a budget quote as a headline but plant additional costs in the fine print..

The deeds to my house are lost. The solicitors who dealt with the conveyancing in Bitterne 5 years ago no longer exist. What do I do?

These day there are copies made of almost everything, and your solicitor should know precisely where to find all the relevant documentation so you can buy or sell your house without a hitch. Where duplicates can’t be located, your solicitor may be able to put in place insurance or indemnities protecting you against future claims on your premises.

I am buying my first flat in Bitterne with the aid of help to buy. The builders would not budge the price so I negotiated 6k of additionals instead. The estate agent advised me not reveal to my solicitor about this extras as it would put at risk my mortgage with Accord Mortgages Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Bitterne is the location of the property. Can you offer any assistance?

Flying freeholds in Bitterne are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bitterne you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bitterne may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Estate agents have just been given the go-ahead to market my 2 bed apartment in Bitterne. Conveyancing is yet to be initiated, but I have recently received a yearly maintenance charge invoice – what should I do?

Your conveyancing lawyer is likely to suggest that you should discharge the service charge as you normally would given that all ground rent and maintenance invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I inherited a split level flat in Bitterne, conveyancing was carried out 9 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Bitterne with a long lease are worth £222,000. The ground rent is £50 yearly. The lease comes to an end on 21st October 2090

With only 71 years left to run the likely cost is going to span between £9,500 and £11,000 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.