What does my ID and proof of funds have anything to do with my conveyancing in Andover? Is this really warranted?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Andover. Nowadays you can not proceed with any conveyancing deal if you have not handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are providing your driving licence as evidence of ID it needs to be both the paper part and photo card part, one is not satisfactory without the other.

Proof of the origin of funds is necessary under Money Laundering Regulations. You should not be offended when you are asked to produce this as your conveyancer will need to have this information on file. Your Andover conveyancing practitioner will need to see evidence of proof of funds prior to accepting any funds from you into their client account and they may also ask further questions regarding the source of funds.

I have Fifty Six years unexpired on my lease and need a lease extension for my flat in Andover. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/10/2025 the requirements read as follows :

I'm buying a new build house in Andover with the aid of help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not reveal to my lawyer about this side-deal as it may impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Andover is the location of the property. Can you shed any light on this issue?

Flying freeholds in Andover are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Andover you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Andover may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm refinancing my existing house to a BTL mortgage with Accord Mortgages Ltd and intend to use the remaining equity as a deposit on further house. The neighborhood we are talking about is Andover. Will your lawyers be able to act for the two mortgage companies and link together the transactions?

Make use of our search tool on this site to be sure that the lawyers are approved by both banks. Having checked that they are the conveyancer will be able to connect the two deals but you should have a chat with you conveyancer and specify your desired outcome and requirements.