My fiancee and I are buying our first home. The conveyancer has texted usto see if we want to order additional conveyancing searches. As novices we have no idea as to what's relevant for conveyancing in Ludgershall

The scope of Ludgershall conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the locality and risks, your general appetite to risk. What is important is that you adequately understand what information the searches could supply. You may then make a decision if you consider that you need that information. Where you are uncertain, ask your conveyancing practitioner to recommend.

It is a dozen years since I bought my home in Ludgershall. Conveyancing lawyers have just been appointed on the sale but I can't locate the deeds. Is this a major issue?

You need not be too concerned. Firstly there is a possibility that the deeds will be kept by your lender or they may be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Ludgershall involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.

I have been on the look out for a leasehold apartment up to £245,000 and found one near me in Ludgershall I like with amenity areas and station in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Ludgershall suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a mortgage that many years will likely be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.

Given that I will soon spend 450k on a property in Ludgershall I wish to talk to a solicitor regarding thehouse move prior to instructing the firm. Is this something that you can arrange?

Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer due to be conducting your property ownership legalities in Ludgershall.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Ludgershall should be the amount on the final invoice that you end up paying.

I am attracted to a couple of maisonettes in Ludgershall both have about fifty years remaining on the lease term. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Ludgershall. The lease is a right to use the premises for a period of time. As the lease gets shorter the marketability of the lease reduces and results in it becoming more costly to extend the lease. For this reason it is often a good idea to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease because mortgage companies less inclined to grant a loan on such properties. Lease extension can be a protracted process. We recommend you get professional help from a conveyancer and surveyor with experience in this field.

Ludgershall Leasehold Conveyancing - A selection of Queries before buying

Please inform me if there are any major works on the horizon that could add a premium to the maintenance charges? Make sure you discover if there is anything that is prohibited in the lease. For example it is very common in Ludgershall leases that pets are not allowed in certain buildings in Ludgershall. If you like the propertyin Ludgershall yet your cat is not allowed to move with you then you will be presented with a difficult compromise. Many Ludgershall leasehold flats will have a service bill for maintenance of the block levied by the freeholder. If you acquire the property you will have to pay this amount, usually periodically accross the year. This may be anything from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent to be met annual, this is usually not a exorbitant figure, say approximately £50-£100 but you should to check as occasionally it can be many hundreds of pounds.