Transfer of Equity Solicitors
A transfer of equity is the legal process of changing the names on a property's title — typically when adding or removing a partner after marriage, divorce, separation, inheritance, or a buy-out. If there's a mortgage on the property, the existing lender must consent and the conveyancing solicitor handling the transfer must be on the lender's approved panel.
Pick your mortgage lender below to find conveyancing firms approved on their transfer of equity panel. Every firm we list is regulated by the SRA or CLC and confirmed on the lender's current panel.
Choose your mortgage lender
- Accord Buy to Let
- Accord Mortgages Ltd
- Adam & Company
- Adam & Company International
- Ahli United Bank (UK) plc
- Aldermore Bank PLC
- Allied Irish Bank (GB), a trading name of AIB Group (UK)
- April Mortgages
- ASTRA mortgages
- Atom Bank plc
- Aviva Equity Release UK Ltd
- Bank of Ireland (UK) plc
- Bank of Ireland as Bank of Ireland Mortgages
- Bank of Scotland
- Bank of Scotland Private Banking
- Banks and Clients plc
- Barclays Bank as The Woolwich
- Barnsley Building Society (Yorkshire Building Society)
- Bath Building Society
- Better HomeOwnership (Mortgages)
- Beverley Building Society
- Birmingham Bank
- Birmingham Midshires
- Bluestone Mortgages
- Bradford & Bingley Limited
- Britannia
- Cambridge Building Society
- Capital Home Loans
- Chelsea Building Society (a trading name of Yorkshire BS)
- Chesham Building Society
- Clydesdale Bank plc
- Co operative Bank plc
- Coutts
- Cumberland Building Society
- Cynergy Bank
- Danske Bank UK
- Darlington Building Society
- DB UK Bank Ltd
- Dudley Building Society
- Earl Shilton Building Society
- Ecology Building Society
- Family Building Society
- First Direct
- First Trust Bank
- Fleet Mortgages
- Foundation Home Loans
- Furness Building Society
- GE Money Home Lending Ltd
- Gen H
- Habito
- Halifax
- Hampden & Co plc
- Handelsbanken
- Hanley Economic Building Society
- Harpenden Building Society
- Hinckley and Rugby Building Society
- Hodge Equity Release
- Hodge Life
- Holmesdale Building Society
- HSBC Bank plc
- Intelligent Finance
- Investec Bank plc
- Ipswich Building Society
- JPMorgan Chase Bank, N.A.
- Kensington Mortgage Company Ltd
- Kent Reliance (a trading name of OneSavings Bank plc)
- Keystone Property Finance
- Landbay Partners Ltd
- Landmark Mortgages Limited
- Leeds Building Society
- Leek Building Society
- LendInvest
- LiveMore Capital
- Lloyds Bank Private Banking
- Lloyds TSB Scotland plc
- Loughborough Building Society
- M&S Bank
- Magellan Homeloans
- Manchester Building Society
- Mansfield Building Society
- Market Harborough Building Society
- Marsden Building Society
- Masthaven Bank
- MBS Lending Ltd
- Melton Mowbray Building Society
- Metro Bank plc
- ModaMortgages
- Molo Finance Buy to Let Mortgages
- Monmouthshire Building Society
- Mortgage Agency Services
- Mortgage Express
- MPowered Mortgages
- National Counties Building Society
- National Westminster Bank plc
- Nationwide Building Society
- Nedbank Private Wealth Ltd
- New Life Mortgages Ltd
- New Street Mortgages
- Newbury Building Society
- Newbury Mortgage Services Ltd
- Newcastle Building Society
- Norwich and Peterborough Building Society
- Nottingham Building Society
- NRAM Ltd
- Paragon Mortgages Ltd
- Paratus AMC Ltd
- Penrith Building Society
- Pepper Homeloans
- Pepper Money
- Pepper Money (PUK)
- Perenna
- Platform Home Loans Ltd
- Precise Mortgages (Charter Court Financial Services Ltd)
- Principality Building Society
- Progressive Building Society
- Reliance Bank Ltd
- Rely Mortgages
- Rooftop Mortgages Ltd
- Saffron Building Society
- Sainsburys Bank
- Santander
- Scottish Building Society
- Scottish Widows Bank plc
- Secure Trust Bank PLC
- Skipton Building Society
- St James Place Bank
- Stafford Railway Building Society
- State Bank of India UK
- Suffolk Building Society
- Swansea Building Society
- Tandem Bank
- Teachers Building Society
- Tesco Bank (a trading name of Tesco Personal Finance plc)
- The Chorley & District Building Society
- The Mortgage Business
- The Mortgage Lender Limited
- The Mortgage Works
- The Royal Bank of Scotland plc
- The Royal Bank of Scotland plc Direct Line Mortgages
- The Royal Bank of Scotland plc First Active
- The Royal Bank of Scotland plc Natwest One Account
- The Royal Bank of Scotland plc One Account
- The Royal Bank of Scotland plc Virgin One
- Tipton Coseley Building Society
- Together Personal Finance Limited
- Topaz Finance plc
- TSB plc
- Ulster Bank
- Vida Homeloans
- Virgin Money plc
- West Bromwich Building Society
- West Bromwich Mortgage Company
- Whistletree (a trading name of TSB Bank plc)
- Yorkshire Bank Home Loans Ltd
- Yorkshire Building Society
- Zephyr Mortgages
What is a transfer of equity?
A transfer of equity is a legal transaction that changes the ownership of a property, typically by adding or removing a name from the title deed. Common scenarios include:
- Adding a spouse or civil partner after marriage
- Removing an ex-partner's name after divorce or separation
- Transferring property between family members for inheritance planning
- Buying out a joint owner (e.g. after a relationship breakdown)
- Restructuring ownership for tax or business reasons
Where the property is mortgaged, the mortgage lender must consent to the transfer and instruct a solicitor on its approved panel to handle the conveyancing. Use the lender list above to find a panel-approved firm.