It is a dozen years since I bought my home in Abertillery. Conveyancing lawyers have recently been instructed on the sale but I can't track down my deeds. Is this a major issue?
Don’t worry too much. First the deeds may be with your lender or they may still be with the lawyers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Abertillery relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
My bid for a property was accepted at auction in Abertillery. Conveyancing is needed. What are my next steps?
Given that you have now legally bound yourself to purchase you now have to retain a conveyancing solicitor as a matter of priority as you are faced with a pending a drop dead date to complete the conveyancing. Every auction property will have a bespoke legal set of papers. This should include most,if not all of the documents that your solicitor will need. If you have purchased leasehold premises the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
My wife and I buying a 3 bedroom semi in Abertillery. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to ascertain if these works are permitted?
Your property lawyer will check the registered title as conveyancing in Abertillery will on occasion identify restrictions in the title deeds which prohibit categories of alterations or require the consent of a 3rd party. Many works require local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor prior to committing yourself to a purchase.
is it true that all Abertillery conveyancing solicitors on the Bank of Ireland conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
My wife and I purchased a terraced Edwardian house in Abertillery. Conveyancing solicitor acted for me and The Royal Bank of Scotland. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Abertillery and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who conducted the purchase.
Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Abertillery?
At this site get a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Abertillery. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. A large number of agents and online brokers 'recommend' solicitors paying the most per referral, not the best value conveyancing in Abertillery
I am contemplating instructing a web based conveyancer rather than a Abertillery conveyancing practice. Am I making a mistake?
Advantages do exist in having the option visit a local Abertillery conveyancing solicitor such as
- signing papers on short notice
- often being able to see someone face-to-face can make a significant difference, particularly for non-standard conveyancing
- the ability to complain if matters are not going as expected
When checking estimates, look carefully for hidden extras. The majority decent Abertillery high street solicitors give an all-inclusive figure. Often online companies appear to offer cheap prices, but have burried 'extras' in the small print.