I appreciate that there are debates on Chancel Insurance on online forums. Do I require this when purchasing a house in Nantyglo? or Apparently there is an ancient law that means some house owners residing in a parish church boundary will be compelled to contribute towards maintenance to the chancel within the church. Is this appropriate for conveyancing in Nantyglo?

Unless a prior acquisition of the property took place after 12 October 2013 you can take it that conveyancing practitioners handling conveyancing in Nantyglo to continue to recommend a chancel search and or chancel repair liability insurance.

Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who conducted the conveyancing in Nantyglo 10 years ago are no longer around. What do I do?

Assuming the title is registered the information relating to your proprietorship will be retained by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, locate your property and obtain up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

I'm purchasing a new build house in Nantyglo with a mortgage from Virgin Money. The builders refused to move on the price so I negotiated 6k of additionals instead. The estate agent suggested that I not disclose to my lawyer about the deal as it could affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I right to be wary that 3rd parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a High Street Nantyglo conveyancing practice?

As with many service providers, often input from family and friends can be extremely useful or valuable. Yet there are lots of players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all recommend conveyancers to appoint. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes financial incentive behind the recommendation. You are free to select your preferred conveyancer. Don't forget that most banks have an approved list of law firms you must use for the lender aspect of your house move.

I need to instruct a conveyancing solicitor for some conveyancing in Nantyglo. I have stumble across a site which looks to be the ideal offering If there is a chance to get all the legals completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?