We're in Oakdale, First time buyers buying with a mortgage (lender is Kent Reliance , and our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Are there restrictive covenants that are commonly identified as part of conveyancing in Oakdale?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Oakdale. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Oakdale is where the house is located. Can you shed any light on this issue?
Flying freeholds in Oakdale are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Oakdale you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oakdale may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm refinancing my primary house to a BTL loan with Aldermore and intend to use the remaining equity as a deposit on another house. The area we are talking about is Oakdale. Will your conveyancers be able to act for both sets of mortgage companies and link together the two deals?
Do use our comparison tool on this site to check that the solicitors are approved by both mortgage companies. Having checked that they are the solicitor should be able to simultaneously deal with the two deals but you should talk with you solicitor and communicate your expectations and requirements.
I am using a search engine for the term conveyancing in Oakdale it reveals numerous solicitorsin the vicinity. How do I determine which is the suitable property lawyer for my move?
The best method of seeking the right conveyancer is via trusted referral, so seek the counsel of friends and family who have bought a property in Oakdale or the respected estate agent or mortgage broker. Costs for conveyancing in Oakdale vary, so it's a good idea to request at least three fee estimates from varying types of solicitors. Dont forget to clarify that the fees are fixed.