My wife and I are only a couple days away from an exchange on a house in Bargoed and my parents have sent the exchange deposit to my conveyancing practitioner. I am now informed that as the deposit has not come from me my lawyer needs to make a notification to my lender. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the lender regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?
Your lawyer is legally required to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
We note that you have a post code search directory identifying solicitors on the Lloyds conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Bargoed?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bargoed.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who dealt with the conveyancing in Bargoed 4 years ago no longer exist. What are my options?
As long as the title is registered the details of your proprietorship will be documented by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, locate your house and obtain up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
Taking into account that I am about to part with £400,000 on a house in Bargoed I wish to have a conversation with the conveyancer regarding theconveyancing prior to instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be conducting your conveyancing in Bargoed.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Bargoed should be the figure that you end up paying.
We are hoping to acquire a repossessed flat in Bargoed and the vendor demand completion within a week. Do conveyancing practitioners complete in this timeframe? Would it be better to instruct a high street Bargoed firm or an online conveyancer that advertises to offer speedy conveyancing?
Attend your Bargoed high street. Pop in to 3 firms and ask to talk to a conveyancing solicitor for a quote. Discuss your needs and get assurances on speed. Select the one that comes across as most trustworthy. You need to select a conveyancing practitioner on the panel of property lawyers acceptable to your bank.