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Recently asked questions about conveyancing in Blaina

Should my solicitor be raising enquiries concerning flooding as part of the conveyancing in Blaina.

Flooding is a growing risk for conveyancers dealing with homes in Blaina. Plenty of people will buy a house in Blaina, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Lawyers are not qualified to impart advice on flood risk, however there are a number of checks that can be initiated by the purchaser or by their lawyers which will give them a better understanding of the risks in Blaina. The standard information sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to determine whether the premises has suffered from flooding. If the property has been flooded in past which is not revealed by the vendor, then a purchaser could commence a claim for damages as a result of such an misleading reply. A purchaser’s lawyers should also order an enviro search. This will higlight if there is any known flood risk. If so, further investigations will need to be made.

Are there restrictive covenants that are commonly identified as part of conveyancing in Blaina?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Blaina. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

About to purchase a new build apartment in Blaina. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Blaina

    Please supply a car parking plan. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Blaina is the location of the property. What do you suggest?

Flying freeholds in Blaina are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Blaina you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blaina may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Should I be worried if there is a problem with one of the searches for my conveyancing in Blaina?

Usually, the majority of issues arising from Blaina conveyancing search responses can be addressed in advance of completion or title insurance may be taken. You need to note that even though you intend on acquiring the premises and might be content to live with the search results, your lender may not, and ultimately have the final decision.

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Find out more about how flying freehold can affect your the value of a property.