Do all mortgage companies provide you with an approved list of Blaina conveyancing solicitors? How do you know who is on the Nottingham conveyancing panel?

Blaina conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.

Do I have to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Blaina so that I can pop in to their offices if required.

As opposed to twenty years ago, most lenders no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still manifest benefits to instructing a local practitioner, in your case a conveyancing solicitor in Blaina.

The deeds to our property can not be found. The lawyers who dealt with the conveyancing in Blaina 5 years ago have long since closed. What are my options?

Assuming the title is registered the information relating to your ownership will be evidenced by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your property and order up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Blaina is where the house is located. Can you offer any assistance?

Flying freeholds in Blaina are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Blaina you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blaina may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My wife and I purchased a leasehold flat in Blaina. Conveyancing and The Royal Bank of Scotland mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Blaina who acted for me is not around. Do I pay?

The first thing you should do is contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the new freeholder. You do not need to incur the fees of a Blaina conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Blaina Leasehold Conveyancing - A selection of Queries Prior to Purchasing

How many of the leaseholders are in arrears for their service charge payments? Who is in charge of the building? You should want to discover as much as you can regarding the company managing the building as they will either make your living at the property much simpler or uncomfortable. As the owner of a leasehold property you are frequently in the clutches of the managing agents both financially and when it comes to every day issues like the upkeep of the communal areas. Don't be shy to ask other people what they think of them. In conclusion, investigate as to the dates that you are obliged pay the maintenance charge to the appropriate party and precisely what it includes.