I can't travel far from Torfaen. Is there a reason why all Torfaen conveyancers are not on all bank panels?

A decade ago most banks exhibited an attitude to risk which is different from today. The FSA in 2010 carried out a thematic review into property fraud which in summary warned lenders: know the lawyers on your panel. As a result, lenders have since soughtmore data from law firms concerning their processes and the staff employed by them and set certain criteria such as completing a minimum number of transactions. Hundreds of firms have found themselves removed from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms were never going to meet the criteria of amount of transactions the lenders required.

Do the conveyancing lawyers listed on your site perform right to buy conveyancing in Torfaen?

We have identified numerous conveyancing lawyers who can conduct right to buy conveyancing You should e-mail us with a view to obtain a costs calculation.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Torfaen. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 7/4/2024, the requirements read as follows :

A friend informed me that in buying a property in Torfaen there may be a number of restrictions prohibiting external changes to a property. Is this right?

There are a number of properties in Torfaen which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Torfaen should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My partner and I have arranged the release of further monies on our mortgage from Nationwide as we want to conduct renovations to our house in Torfaen. Are we obliged to appoint a bricks and mortar Torfaen solicitor on the Nationwide conveyancing panel to handle the paperwork?

Nationwide do not ordinarily instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide panel.

I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Torfaen solicitor on the Barclays panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Barclays has sent the Land Registry the discharge electronically, and
3. Barclays has instructed the Land Registry to do so

Is it simple use the search app to locate a conveyancing lawyer in Torfaen on the authorised to act for my lender?

1st choose a mortgage company such as National Westminster Bank, Coventry Building Society or Nottingham Building Society then choose your preferred area such as Torfaen. Conveyancing organisations in Torfaen and across England and Wales should be listed.