We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel lawyer as I would much rather instruct a specialised conveyancing solicitor in Griffithstown?
Do check but the the probability is that appoint one of their panel conveyancers where you take up the "fee-free" offer. Speak to the lender to explore if they make available a monetary alternative. In the past a few lenders offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Griffithstown.
Does a directory service exist listing RBS panel conveyancers in Griffithstown on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings visible on the web. If you are in need of a Griffithstown lawyer on the RBS please make the most of our facility.
We have a mortgage agreed in principle with Principality. Griffithstown conveyancing lawyers have been selected. How long does it take for Principality to forward the offer to the conveyancing practitioner?
There is no definitive answer here. Have Principality conducted the valuation? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Griffithstown. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Kent Reliance your lawyer must comply with the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to meet these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Griffithstown.
I require quick conveyancing in Griffithstown as I have an ultimatum to complete within one month. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a cash purchaser you are at liberty not to have searches carried out although no conveyancer would suggest that you don't. With lots of history conveyancing in Griffithstown the following are examples of issues that can arise and therefore affect the marketability of the property: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Griffithstown is where the house is located. Can you offer any assistance?
Flying freeholds in Griffithstown are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Griffithstown you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Griffithstown may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my aunt I am selling a property in Swansea but live in Griffithstown. My solicitor (based 250 miles from meneeds me to execute a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Griffithstown to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Griffithstown based