Do the conveyancing lawyers identified via your search tool perform conveyancing in Cwmbran by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Do contact us to get a costs illustration and details as to availability.
It is is a decade since I bought my property in Cwmbran. Conveyancing lawyers have just been retained on the sale but I am unable to locate the title documents. Is this a problem?
You need not be too concerned. First the deeds may be kept by your lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Cwmbran involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am assisting my step-mother sell her house in Cwmbran. Will the conveyancer arrange the EPC or do I organise this?
After the demise of Home Packs, energy performance certificates was left as a compulsory element of moving house. An energy performance certificate must be commissioned prior to the property being put on the market. This is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Cwmbran conveyancing solicitor they may be able to arrange energy performance certificates given their contacts with long established local accredited person
Completion of my remortgage has taken place for my property in Cwmbran. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
RBS have agreed my mortgage in principle, my offer on a property in Cwmbran has been agreed to, what are the next steps?
The property agent will wish to know who your solicitors are (be sure the lawyers are on the lender’s approved list). Contact RBS or your financial adviser and complete any relevant paperwork. RBS will instruct a valuer who will get in contact with the selling agent or vendor to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. RBS will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Cwmbran.
I am downsizing from our home in Cwmbran and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing outfit rather than a conveyancing solicitor in Cwmbran. We have lived in Cwmbran for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.