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Find a Monmouthshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Monmouthshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Monmouthshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Monmouthshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Monmouthshire

Our lawyer has identified a defect with the lease for the apartment we are buying in Monmouthshire. The seller’s lawyers have put forward title insurance as a workaround. We are content with insurance and will pay for it. Our conveyancer has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the lender?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.

We are looking to buy a property and require a conveyancing solicitor in Monmouthshire who is on the Santander conveyancing panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Monmouthshire.

Me and my partner are purchasing a flat in Monmouthshire. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to send our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Are all Monmouthshire Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved practices?

It is true that some lenders now use CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.

We are getting a further advance on our mortgage from UBS as we intend to conduct renovations to our property in Monmouthshire. Do we need to appoint a bricks and mortar Monmouthshire solicitor on the UBS conveyancing panel to handle the paperwork?

UBS do not ordinarily appoint a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.

My father has suggested that I instruct his lawyers for conveyancing in Monmouthshire. Should I use them?

There are no two ways about it it’s preferable to choose a conveyancing practitioner is to have referrals from friends or family who have actually used the conveyancer that you are contemplating using.

I’m about to sell my basement apartment in Monmouthshire.Conveyancing lawyers have not yet been instructed but I have recently had a yearly maintenance charge invoice – what should I do?

Your conveyancing lawyer is likely to suggest that you should pay the maintenance contribution as you normally would because all ground rent and service payments should be allottedas part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process

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