Is there a reason to use a Monmouthshire conveyancing practice given that national alternatives are so much cheaper?
To take your time to find scrutinise conveyancing costs in Monmouthshire and you should seek a competitive fee calculation but don’t be focused with getting the lowest priced Monmouthshire conveyancer. Identifying the right conveyancer can be the difference between a seamless and a stressful home move. You need to ensure that you have expert advice from a specialist conveyancer. Emails can't take the place of a telephone conversation and can never replicate a one to one appointment. Our partner firms will appoint you a qualified and trusted conveyancing solicitor who can tackle your conveyancing from beginning to end, providing a level of personalised service that you rarely receive from an online conveyancer. He or She will contact you regularly to update you as to headway and keep you informed. Should it ever be necessary to contact the firm you will know who to ask for and they will ensure you are in the know.
My son-in-law is in the process of securing a new build apartment in Monmouthshire with a mortgage from Kent Reliance. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have 70 years unexpired on my lease and need a lease extension for my flat in Monmouthshire. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/9/2022 the requirements read as follows :
We have agreed to purchase a house in Monmouthshire. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?
As you are obtaining a mortgage with Leeds Building Society your lawyer must comply with the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to Leeds Building Society where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties countrywide and is not limited to Monmouthshire.
I am expecting a OIP from RBS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Monmouthshire solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Monmouthshire solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
About to purchase apartment in Monmouthshire. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Monmouthshire property lawyer is on the Barclays conveyancing panel.
I was pointed in your direction by a few selling agents in Monmouthshire to locate a property lawyer using your seach tool. Is there a financial upside for Estate Agents to market your site over a competitor’s?
We refuse to make any referral fee for pointing buyers and sellers in our direction. We found it would be just too difficult a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.