I am not well enough to travel far from Monmouth. I would like to know the reason why all Monmouth lawyers aren't automatically on all lender panels?

As unjust as it may seem for mortgage companies to restrict who can act for them, from the public’s or conveyancer’s perspective, the flip side is that lending institutions are increasingly anxious and feel it essential to defend themselves from mortgage fraud. As a result of this concern mortgage companies are limiting their conveyancing panel to a size that they are happy to control.

Can I use your services to find a Conveyancing solicitor in Monmouth even if I’m not buying or disposing of a house, for instance if I wish to acquire a shop in Monmouth with a loan from Halifax?

Our comparison service is mainly utilised to find domestic conveyancing solicitors in Monmouth but we have set out towards the end of this page some Monmouth commercial conveyancing firms. You should enquire with the solicitors directly to establish if they are also authorised to represent Halifax

I have been told by my conveyancer that chancel insurance is needed on my purchase. What is the level of cover for Monmouth conveyancing?

The appropriate level of chancel indemnity insurance depends on who your lender is. It would differ for example between Barclays and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

How can we tell if a Monmouth conveyancing solicitor on the Aldermore panel is any good?

When it comes to conveyancing in Monmouth obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your conveyancing.

I recently had an offer accepted on an apartment in Monmouth. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £200. Soon after, the conveyancer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

The deeds to my house can not be found. The solicitors who dealt with the conveyancing in Monmouth 10 years ago no longer exist. What do I do?

As long as you have a registered title the information relating to your proprietorship will be held by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, identify your house and secure up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

How much will conveyancing in Monmouth cost?

Almost all Monmouth conveyancing firms will charge a fixed fee. In the event that additional work becomes necessary during the conveyancing your conveyancer is duty bound to advise you in writing of such additional charges for any work as soon as it becomes apparent. Some work on a no completion no charge principle, others will levy an bill for a fraction of the agreed fee, calculated based on the stage at which the matter aborts.

It may be helpful for you to seek various firms to provide you a quotation.