IfI were to purchase a simple residential housein West Dean mortgage fee and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in West Dean?

The only saving you would make on is the West Dean conveyancing searches. The lawyer still got to do everything else - money laundering, liaising with the vendors property lawyer, stamp duty submission, register the property etc. A marginal saving might be made by not needing to register a charge however it won't be meaningful.

Are all West Dean Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?

It is true that some lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

I was told four weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in West Dean is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

My offer on a semi in West Dean has been accepted, the vendors do however have a connected purchase. The sellers have offered on on an apartment, but it’s not been accepted yet, and have viewings of other properties booked. I have instructed a nearby conveyancing solicitor in West Dean. What should be my next step? When do I get the mortgage application with Virgin Money going?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of £1k, then valuation, West Dean conveyancing search costs, etc). First, you should ensure that your lawyer is on the Virgin Money conveyancing panel. Concerning the subsequent stages this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. During a buoyant market some purchasers will apply for a home loan with Virgin Money and pay for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.

I'm purchasing my first flat in West Dean with the aid of help to buy. The sellers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not inform my lawyer about this deal as it could adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a property in West Dean prior to instructing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies tend not give a loan on a flying freehold premises.

It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West Dean. Conveyancing will be smoother if you use a solicitor in West Dean especially if they are acquainted with such properties in West Dean.

I see that you have a search directory identifying solicitors on the bank conveyancing panel. Do West Dean conveyancing companies pay you a commission if I instruct them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in West Dean.