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Recently asked questions about conveyancing in Longhope

We were just about to sign contracts for a property in Longhope. We have hit a problem. Our loan offer with Yorkshire Building Society expires on 12/7/2022 but the sellers are putting forward a completion date of 14/7/2022. Can one extend the loan expiry date?

The person best placed to address this issue is your conveyancer who will hopefully calculate whether he or she is should be discussing with the mortgage company, seller’s representatives, estate agents or indeed all three given the history of your conveyancing as of today.

Having sold my house in Longhope last June but our buyer keeps e-mailing me to moan that her solicitor is waiting to hear from mine. What should have happened following completion?

Following your house sale your conveyancer should forward the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer should also evidence that the home loan has been repaid to the buyers conveyancers. There is unlikely to be post completion procedures just for conveyancing in Longhope.

I appreciate that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a house in Longhope? or Apparently there is historic law that could mean that owners of property living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Longhope?

Unless a prior purchase of the house completed post 12 October 2013 you could take it that solicitors conducting conveyancing in Longhope to remain encouraging a chancel search and or chancel repair liability insurance.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Longhope. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Longhope

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Do you have any advice for leasehold conveyancing in Longhope from the perspective of expediting the sale process?

  • A significant proportion of the delay in leasehold conveyancing in Longhope can be reduced if you appoint lawyers as soon as you market your property and request that they start to collate the leasehold information which will be required by the buyers’ representatives.
  • In the event that you altered the property did you need the Landlord’s approval? Have you, for example laid down wooden flooring? Longhope leases often stipulate that internal structural alterations or installing wooden flooring require a licence from the Landlord approving such alterations. If you fail to have the consents in place you should not contact the landlord without contacting your solicitor first. If you have the benefit of shareholding in the freehold, you should make sure that you hold the original share document. Organising a duplicate share certificate can be a time consuming process and delays many a Longhope home move. Where a reissued share certificate is necessary, do contact the company director and secretary or managing agents (if applicable) for this at the earliest opportunity. Some Longhope leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers.

I inherited a 1st floor flat in Longhope, conveyancing was carried out in 2001. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Longhope with a long lease are worth £227,000. The average or mid-range amount of ground rent is £50 yearly. The lease finishes on 21st October 2094

With only 72 years unexpired we estimate the price of your lease extension to be between £9,500 and £11,000 plus legals.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.

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