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Find a Highnam Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Highnam? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Highnam transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Highnam conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Highnam

Is it possible for conveyancing in Highnam to be finalised inside two weeks?

In the event that the seller is applying time constraints to sign contracts it is advisable to make sure that your conveyancer is familiar with the area as they will benefit local contacts and insight. It is possible that they would have transacted otherhouses in the same street. Therefore consider using a Highnam conveyancing solicitor. In addition, check that the conveyancing firm is on the on the approved list for your mortgage company. It is estimated that nearly one in five of Highnam conveyancing transactions are delayed or derailed after finding out that a purchaser’s conveyancer was not on their mortgage lender’s list of approved solicitors. This can often result in the legal transfer of property being frustrated by an average of 21 days. It is understood that this issue impacts approximately 100,000 home sales every year. Many Highnam conveyancing practices can not represent certain mortgage companies so do check as early as possible.

My uncle passed away 10 months ago and as sole heir and executor I was left the house in Highnam. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?

If you plan to re-mortgage then Bank of Ireland will require that you use a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly identified as part of conveyancing in Highnam?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Highnam. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am using a search engine for the term cheap conveyancing in Highnam it shows results of many conveyancersin the area. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?

The preferential way of seeking a suitable conveyancer is through a personal testimonial, so enquire of colleagues and relatives who have bought a property in Highnam or the reputable estate agent or financial adviser. Fees for conveyancing in Highnam vary, so it's sensible to request a minimum of three costs illustrations from varying types of property lawyers. Dont forget to clarify that the costs are assured not to increase.

My wife and I purchased a leasehold house in Highnam. Conveyancing and The Mortgage Works mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Highnam who previously acted has long since retired. What should I do?

First make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the new freeholder. You do not need to incur the fees of a Highnam conveyancing firm to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I acquired a 1 bedroom flat in Highnam, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Highnam with over 90 years remaining are worth £171,000. The average or mid-range amount of ground rent is £50 levied per year. The lease terminates on 21st October 2100

With just 79 years left to run we estimate the price of your lease extension to be between £8,600 and £9,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.

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