I am purchasing a house without a mortgage in Stonehouse. I have resided for the previous dozen years in Stonehouse. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

Provided that you do not need a home loan, then all but one or two of the Stonehouse conveyancing searches are optional. Your conveyancer will try and steer you, perhaps strongly, that you should have searches carried out, but he is duty bound to do this. One thing to consider; if you are likely to sell the house at a future date, it will likely be be of relevance to your prospective purchaser what the searches determine. There are plenty of instances where properties with no practical issues can still show up negative search results. A good conveyancing solicitor in Stonehouse should be able to give you some practical advice concerning this.

My uncle passed away 10 months ago and as sole heir and executor I was left the house in Stonehouse. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

If you plan to re-mortgage then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly picked up during conveyancing in Stonehouse?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Stonehouse. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build apartment in Stonehouse. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Stonehouse

There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I have been recommended by a number of selling agents in Stonehouse to find a conveyancer on your site. What’s the financial inducement for Estate Agents to promote your site over and above a competitor’s?

We don’t offer any financial incentive for directing people in our direction. We thought it would be too underhand a fee as members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.